Welcome to Hidden Lake Estates, a well-maintained waterfront community with views of Amityville Creek. This 2-bedroom, 1. 5-bath townhouse offers a great balance of comfort, updates, and potential. The home features new living room flooring and a bright living area with large windows that bring in natural light and create an open, inviting feel. The layout includes an eat-in kitchen, generous living space, and two well-sized bedrooms upstairs. The kitchen is clean and functional, offering a great opportunity for future customization. Over the years, the home has been thoughtfully maintained with key updates including a new HVAC system, updated bathrooms, hot water heater, slider door, and recently replaced appliances. Come outside to the back deck and enjoy water views of Amityville Creek, a standout feature that adds a sense of calm and connection to the setting. Additional highlights include two assigned parking spaces, basement space for storage or flexible use, and a location close to local shops, schools, dining, and transportation. A well-cared-for home with strong fundamentals, water views, and room to make it your own.
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Our Executive Mortgage Banker:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,206 | $2,454 | $3,182 |
| Total Monthly Payment | $2,281 | $2,529 | $3,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.