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What a delightful place to call home! Move right in to this updated Cape, just an hour north of NYC, in charming Cold Spring. Situated on 2+ acres, conveniently located for easy access to downtown, the train, and shopping, this is a must-see. The 1st floor is inviting with great flow between the living room with cozy fireplace, updated kitchen, full bath and two bedrooms. Upstairs you will find two more generously sized bedrooms with tons of storage and built-ins, as well as a full, completely refreshed bathroom. The basement is a work horse in terms of storage and has backyard access through the Bilco. The two-car garage was converted to a studio and has functioned as a dream artist’s space /workspace. Well maintained is an understatement here, the current owners have lovingly cared for and updated this special place, just some of the big ticket items include a new boiler, new roof, new windows as well as updated kitchen and bathrooms. The outdoors offer your inner gardener a chance to grow with 6 raised beds. There is a swing set and fun to be had exploring the grounds. Spend your weekends taking advantage of all the Hudson Valley has to offer: hiking, farms, orchards and wineries, all within easy reach. With the Hudson Line train a 10-minute drive away; discover the perfect balance of commuting, convenience and peaceful living in the Hudson Valley.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $902 | $902 | $902 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,263 | $3,398 | $4,532 |
| Total Monthly Payment | $4,257 | $4,392 | $5,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.