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Welcome to 4 Beech Street in Central Islip—a beautifully renovated townhouse that blends modern updates with a warm, timeless, country-inspired design. From the moment you enter, you’re greeted by soaring ceilings with exposed beams, creating an open, airy feel that immediately feels like home. Every detail has been thoughtfully curated. The brand-new kitchen features quality Fabuwood cabinetry, stylish finishes, and updated appliances—perfect for everyday living and entertaining. Throughout the home, you’ll find new flooring, elegant crown moldings, barn-style doors, and updated bathrooms enhanced with modern touches, including integrated Bluetooth features. A sleek electric fireplace adds comfort and ambiance to the living space. This home offers 2 bedrooms and 3 full bathrooms, along with a fully finished basement designed for flexibility—ideal for a home office, recreation area, or additional living space. The basement also features a full bathroom, dry bar, storage area, and updated systems, offering both function and style. Additional upgrades include updated 200-amp electrical service, new plumbing, and a new electric water heater. The property is connected to natural gas and sewer systems for added convenience. The converted garage expands your lifestyle options with a dedicated gym space and a laundry area equipped with washer and dryer lastly sprinkler system. . All major appliances are included, making this home truly move-in ready. Ideally located, this home offers close proximity to shopping, dining, public transportation, and major roadways. Approximately 1. 5 miles from the LIRR train station, commuting is made easy. Nearby amenities include a golf course, as well as colleges and universities in the surrounding area.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $750 | $750 | $750 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,568 | $2,673 | $3,566 |
| Total Monthly Payment | $3,410 | $3,515 | $4,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.