3127 SHANNON DRIVE, Punta Gorda, FL, 33950 | $485,000

Looking for a completely remodeled waterfront home with direct boating access? Welcome to your slice of paradise in Punta Gorda! This beautifully updated property offers no deed restrictions and no HOA, giving you the freedom to truly enjoy the Florida lifestyle.
Step inside to a charming entry with a cozy family room, leading into a stunning kitchen featuring shiplap ceilings and a dedicated dining area. The flexible floor plan includes an additional bonus room perfect for an office, game room, or formal dining with sliding glass doors opening to the lanai. The home offers 3 bedrooms, including a spacious primary suite, plus an additional flex space off one of the secondary bedrooms ideal for a playroom, study, or private retreat. A conveniently located indoor laundry room adds to the home’s functionality.
Outside, unwind in your screened lanai overlooking a spacious fenced backyard. Boating enthusiasts will love the concrete dock and 10, 000 lb boat lift, accommodating up to a 24-ft vessel, with additional space for another watercraft. Enjoy direct, bridge-free access to the Peace River, Charlotte Harbor, and the Gulf of Mexico making this a true boater’s and fisherman’s dream. Major updates include a new roof (2024), new A/C, updated electrical and plumbing, tankless water heater (less than 1 year old), and new garage door opener—providing peace of mind for years to come. Conveniently located near US-17, I-75, shopping, dining, beaches, and historic downtown Punta Gorda, this move-in-ready waterfront gem offers the perfect blend of comfort, style, and access to everything Southwest Florida has to offer.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1968
  • Garage: 2-car Converted Garage, Garage Door Opener, Garage Faces Rear, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,874
  • Acreage: 0.22
  • Est. Taxes: $2,810
  • Lot Desc: FloodZone, In County, Level
  • View: Water
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8495231
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8495231/3127shannondrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 12:49:06 AM)
Listing courtesy of Keller Williams Suburban Tampa   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3127 SHANNON DRIVE, Punta Gorda, FL, 33950

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $234 $234 $234
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,234 $2,484 $3,222
Total Monthly Payment $2,543 $2,793 $3,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.