8909 118TH WAY, Seminole, FL, 33772 | $639,900

Welcome to your future Florida oasis tucked away on a dead-end road with no through traffic and has the BEST LOCATION you can ask for, more about that below. This solid block home featuring a light and bright split floor plan, 3BR/2BA, 1, 641sq ft, extremely oversized 2-car garage(big enough to park cars and have a workshop), fully screened-in pristine pool and fully fenced yard space to play or grow a garden with its rainwater cisterns. The backyard retreat is truly one of a kind, a peaceful way to enjoy the outdoors, poolside, with bugs kept out! The curb appeal provides a unique oversized driveway(up to 8 cars and/or a boat!) and manicured landscaping with sprinkler system, mature neighborhood trees, and elegant vintage feel. The current owner spent almost $80, 000 (full list provided) upgrading this home with high-end materials and no corners cut. The expectation was to live here long term, but a personal life changing event occurred providing an opportunity for their loss and your gain! Stepping inside, the home has a warm welcoming feeling with an open dining area and one of two large family rooms overlooking the pool. On one side, there are two bedrooms with very large closets and a shared full bathroom. As you move to the other side, you will find the spacious primary suite (with ensuite full bathroom, one deep walk-in closet and a bonus closet), the second family room space with fireplace, and kitchen that offers beautiful granite counter tops, stainless steel appliances, and tons of cabinetry for all the storage you may need!

The biggest selling point, the LOCATION! Estimated at over 50’ elevation, you can’t get much closer to the beach without worrying about flood zones here! One of the highest points in Pinellas County - No flood insurance required! 10 minute drive to Redington or Indian Rocks Beach, 25 min to PIE airport, 30 min to TPA airport, 30 min to DTSP. You would also have the luxury of being within one mile of a Fresh Market, Sprouts, Publix, Home Depot, a movie theater, parks, TONS of modern shopping centers and restaurants. Within three miles you have a mall, boat ramps, Target – the list is endless. The home is also a stone throw away from the 45 mile long Pinellas Trail, running from DTSP to Tarpon Springs -perfect for biking, skating, and walking! Very centralized with a continuously revitalized city and great schools to match. || Upgrades include: Lifeproof luxury vinyl plank flooring, level 5 smooth ceilings, high-end baseboards, all new interior doors, fresh Sherwin-Williams interior paint, modern light fixtures, recessed dimmable lighting, new ceiling fans, and custom zebra blinds have been installed throughout the home (2024). || Major items include: Gulfstream pool heater with warranty (2025), Pool pump (2021), HVAC (2024), roof (2020), electrical panel (2020), double-pane energy efficient windows & sliding door (2020), garage door opener (2024), exterior paint (2020, refreshed 2025), epoxy garage floor and well-water irrigation system (saves on water costs). || A recent full third party inspection report is available, giving you this rare peace of mind up front! A previous buyer backed out at no fault to the seller or the home itself! You truly don’t want to wait and miss out on this extremely loved NO HOA home! BE SURE TO CHECK OUT THE VIRTUAL TOUR!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 129
  • Laundry: In Garage
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,641
  • Acreage: 0.2
  • Lot Size: 70 x 129
  • Est. Taxes: $8,316
  • Lot Desc: Cul-De-Sac, Street Dead-End
  • Elem. School: Seminole Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground, Lighting, Pool Sweep, Screen Enclosure, Solar Cover
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8494642
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8494642/8909118thway_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2026 11:05:42 PM)
Listing courtesy of HOMESMART   Phone: 407-476-0461

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8909 118TH WAY, Seminole, FL, 33772

$639,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,920 $511,920 $511,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $693 $693 $693
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,028 $3,152 $4,149
Total Monthly Payment $3,813 $3,937 $4,934

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.