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Presented by
Noreen and Wayne |
95068 SUMMERWOODS Circle, #2206, Fernandina Beach, FL, 32034 | $749,000
Tucked within the gated privacy of Summerwoods, this never-rented 3BR/3BA condo is a rare find in one of Amelia Island's most sought-after communities. Perfectly situated between the Ritz-Carlton and Summer Beach, the property offers effortless beach access via a shaded, tree-canopied path, ideal for walks, bike rides, or golf cart trips. Homes combining privacy, location, and move-in-ready coastal style like this don't come around often. The thoughtfully designed open floor plan is bright and airy, with soaring ceilings, crown molding, and living and dining areas that extend to a private screened balcony with tranquil courtyard views. The kitchen balances style and function with stainless steel appliances, granite countertops, under-cabinet lighting, a central island, and a generous walk-in pantry. Two ensuite bedrooms feature walk-in closets and balcony access, while a third bedroom and full bath provide flexibility for guests or family. A versatile landing area can serve as a home office, reading nook, or extra lounge space. Thoughtful upgrades include a private one-car garage with interior entry, extra storage, a water softener system, and freshly painted interiors. Summerwoods itself offers understated luxury in a quiet, well-maintained setting, with a community pool, lush green spaces, and scenic trails. The HOA covers exterior maintenance, landscaping, garbage service, and building insurance, making this an easy lock-and-leave option. Just minutes from restaurants, shopping, golf, and historic Fernandina Beach, this home offers effortless coastal living, privacy, and a turnkey lifestyle in one of the island's most desirable neighborhoods.
Features
- Parking: Attached, Garage
- Heating: Heat Pump
- Cooling: Central Air
- Amenities: Pool, Beach Access, Gated, Jogging PathGated
- Rooms: 12
- Bedrooms: 3
- Baths: 3 full
- Laundry: In Unit, Upper Level
- Complex: Summerwoods Condo
- Year Built: 2013
- Common Charge: $484 Monthly
- Approx Sq. Feet: 2,065
- Acreage: 0.93
- Est. Taxes: $9,436
- View: Protected Preserve
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
- MLS#: 2138931
- Days on Market: 66 days
- Website: https://www.raveis.com
/prop/2138931/95068summerwoodscircle_fernandinabeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Noreen and WayneLicensed Associate Real Estate Brokers
914.406.5291
NoreenandWayne@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
95068 SUMMERWOODS Circle, #2206, Fernandina Beach, FL, 32034
$749,000
Noreen and Wayne
Licensed Associate Real Estate Brokers
William Raveis Real Estate
Phone: 914.406.5291
NoreenandWayne@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $786 | $786 | $786 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,783 | $4,936 |
| Total Monthly Payment | $4,467 | $4,661 | $5,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388