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Welcome to this exceptional home located in the highly desirable area of North Smithtown, offering the perfect blend of luxury, comfort, and privacy. Situated on a stunning, wooded, and private 1 acre lot, this expansive 3, 300 square foot home is filled with natural sunlight and thoughtfully designed for modern and everyday living. Featuring 4 spacious bedrooms and 4. 5 bathrooms, including 2 bedrooms conveniently located on the main level which is perfect for guests, multi-generational living, or a home office setup. Radiant heated flooring throughout the main level adds year-round comfort, while the open Floorplan creates a seamless flow ideal for both everyday living and entertaining. At the heart of the home is the updated chef’s kitchen, truly designed to impress. Featuring a Viking 6-burner stovetop, Dacor double wall oven, Sub-Zero refrigerator, cherrywood cabinetry, and a stunning 2x7 center island with gorgeous granite countertops, this kitchen is both functional and elegant. The second floor offers two additional bedrooms, including a spacious primary suite complete with two large closets with custom organizer systems, a private balcony, and a large en-suite bathroom. The second upstairs bedroom also features its own private en-suite bathroom. The full basement offers incredible versatility and is already equipped to become a separate living space. Complete with a full bathroom, outside entrance, home theater surround sound system, game room, and dedicated gym space, this level provides endless possibilities for extended living, entertaining, or multi generational use. Additional premium features include a whole-house water filtration system, central vacuum, 350 amp electric, heating & AC in basement, main floor laundry room, alarm system and a two-car garage with additional attic storage space. Located close to schools, transportation, and shopping, this home offers both convenience and tranquility. With abundant natural light, generous living spaces, and a private wooded setting, this North Smithtown gem truly offers luxury living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $992,000 | $992,000 | $992,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,714 | $1,714 | $1,714 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,632 | $6,028 | $8,371 |
| Total Monthly Payment | $7,471 | $7,867 | $10,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.