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Enjoy a new kitchen appliance package up to $2, 000 from the seller with the sale of this villa. Welcome to the perfect move-in-ready villa, nestled in the quiet and desirable Dunedin neighborhood of San Christopher Villas. Located at 1311 Powderpuff Dr, Unit #1004, this beautifully maintained 1-bedroom, 1-bathroom home offers 784 square feet of pristine living space and has been lovingly kept as a second home, leaving it in exceptional, barely lived-in condition. From the moment you arrive, you’ll appreciate the convenience of your designated covered parking space located directly in front of the unit, along with freshly landscaped palms that create an inviting tropical feel. Step inside the foyer to discover fresh interior paint throughout and newer flooring installed in 2024, setting the tone for the home’s clean, updated aesthetic. Just to the right, the well-appointed kitchen features all-white appliances, ample cabinet storage, and a convenient pass-through with countertop seating, perfect for everyday living and entertaining. Continue into the spacious main living area, where soaring vaulted ceilings enhance the open feel of the home. The living room offers an abundance of natural light and seamless views of the lush backyard landscaping through sliding glass doors that lead to the private rear patio. The generously sized primary bedroom provides a peaceful retreat with beautiful backyard views and a large walk-in closet for excellent storage. Just around the corner, the sparkling main bathroom features a large vanity and a shower/tub combination. A dedicated laundry room with washer and dryer included adds even more convenience. Recent updates include a 2024 HVAC system with updated ductwork, a newly purchased water heater, updated carpet and vinyl flooring, and fresh interior paint, making this home truly move-in ready. Residents of San Christopher Villas enjoy access to a community pool just steps away, and the property is located in Flood Zone X for added peace of mind. All ages are welcome. The condo fees provide outstanding value, covering trash, cable, water, sewer, grounds maintenance, exterior upkeep, roof maintenance, and pool care. Ideally situated, this home is just around the corner from grocery shopping and only minutes from top-rated Gulf beaches, the Pinellas Trail, and vibrant Downtown Dunedin, with its charming shops, restaurants, and entertainment, all just two minutes away. This immaculate villa is the perfect opportunity for a full-time residence, seasonal getaway, or investment property.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,920 | $103,920 | $103,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $598 | $665 | $863 |
| Total Monthly Payment | $893 | $960 | $1,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.