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Living the Dream! You can have it ALL! Just Steps to the Beach, Pet Friendly, Turnkey Fully Furnished Cottage! Inground Pool, Outdoor Shower, Front Courtyard with picnic tables and a private double-sized (400 sq ft) secluded backyard fenced-in stamped concrete patio, perfect for outdoor private dining and relaxing Southern Sun exposure. One floor living, King sized Ensuite bedroom with direct access to One of the 2 Full Bathrooms. Spacious wide open floor plan has gleaming wood floors. This is one of the largest of all the floor plans at Delray. It has the perfect combination of: 1-The single largest living room/kitchen layout of all, 2-FULL DAYLIGHT on 3 of 4 exposures and 3-The only property that uniquely does not directly abut any other unit! All Kitchen Appliances (Gas Cooking) included. This meticulous property is attractive as a Second Home, Rental Income or Hybrid use. Two Dedicated Parking Spaces plus Guest Parking. (Not leased land). TAKE OCCUPANCY Before Memorial Day Weekend! Association pays: Water, Sewer, Gas, Hot Water, Insurance, Cable TV/WiFi, Pool, Courtyard Tables/Chairs, Gas Grills, Exterior Maintenance, Landscaping and Trash. Owners pay Electricity ONLY. Property is seasonally closed for winter from December to March.
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| Type | Description | Dimensions | Level |
|---|---|---|---|
| Kitchen | Countertop(s): Laminate,Flooring: Wood | 14.0 x 16.0 | |
| Living Room | Flooring: Wood,Door(s): Sliding | 14.0 x 16.0 | First |
| Master Bedroom | Flooring: Wood | 14.0 x 16.0 | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,872 | $2,450 |
| Total Monthly Payment | $1,961 | $2,058 | $2,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.