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Welcome to an exceptional opportunity in one of Danbury's most desirable neighborhoods, ideally situated on the Ridgefield border and just moments from the prestigious Wooster School. This lovingly maintained home offers the perfect blend of comfort, efficiency, and lifestyle. Boasting nearly 1, 800 square feet of living space, including a beautifully finished lower level, this home is designed for both everyday living and entertaining. The main level features a bright and inviting kitchen, formal dining room, and spacious living room-all enhanced by stunning vaulted ceilings that create an open, airy atmosphere filled with natural light. Three generously sized bedrooms and one and a half baths complete the main level, with gleaming hardwood floors throughout adding warmth and timeless appeal. The finished lower level expands your living space with a large family room centered around a cozy wood-burning fireplace-perfect for relaxing evenings-as well as a convenient laundry area. Step outside and enjoy multiple outdoor living spaces, including a deck and patio overlooking a backyard that's ideal for play, entertaining, or even winter sledding fun. This home is not only beautiful but thoughtfully upgraded, featuring a 200-amp electrical service with generator hookup (2024), a hybrid heat pump water heater (2024), dense-pack cellulose insulation, and insulated Andersen windows for enhanced energy efficiency plus central air conditioning!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.0 x 12.0 | Main |
| Bedroom 2 | Hardwood Floor | 9.0 x 12.0 | Main |
| Dining Room | Vaulted Ceiling,Beams,Ceiling Fan | 9.0 x 12.0 | Main |
| Family Room | Fireplace,Wall/Wall Carpet | 14.0 x 15.0 | Lower |
| Kitchen | Vaulted Ceiling,Tile Floor | 9.0 x 13.0 | Main |
| Living Room | Vaulted Ceiling,Beams,Hardwood Floor | 15.0 x 15.0 | Main |
| Primary Bedroom | Half Bath,Hardwood Floor | 10.0 x 15.0 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$469,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,600 | $375,600 | $375,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $480 | $480 | $480 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,222 | $2,313 | $3,067 |
| Total Monthly Payment | $2,777 | $2,868 | $3,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.