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Presented by
Rhoda Winik |
Live the beach lifestyle in this move-in ready, fully furnished ground-floor condo just steps to the ocean in Butler Beach. Located in the sought-after Island House community, this 2-bedroom, 2-bath residence offers easy no-stairs access, making it perfect for full-time living, a second home, or a high-demand short-term rental. Weekly rentals are allowed, a key feature buyers search for when looking for a St. Live the beach lifestyle in this move-in ready, fully furnished ground-floor condo just steps to the ocean in Butler Beach. Located in the sought-after Island House community, this 2-bedroom, 2-bath residence offers easy no-stairs access, making it perfect for full-time living, a second home, or a high-demand short-term rental. Weekly rentals are allowed, a key feature buyers search for when looking for a St. Augustine beach investment property. The interior features a spacious, open layout with a large living area and a well-equipped kitchen, ideal for hosting family and guests. Outside, enjoy three private patios for morning coffee, ocean breezes, and indoor-outdoor coastal living year-round. Island House offers beach access, a community pool, tennis courts, and a clubhouse in an established oceanfront complex near restaurants, shops, and just a short drive to Historic Downtown St. Augustine. A new water heater was installed in 2026. The condo has a water softener. Value-add opportunity: the community is currently undergoing a renovation period with major exterior improvements underway. Buying during this phase can be a smart strategy to get in before the work is completed, positioning a buyer for potential immediate equity as renovations progress. If your buyer has been searching for a ground-floor beach condo, fully furnished coastal getaway, or a weekly-rental-friendly investment near the ocean, this one checks the boxes.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
Sales Associate
William Raveis Real Estate
Phone: 203.996.1172
Rhoda.Winik@Raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $426 | $426 | $426 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,275 | $2,989 |
| Total Monthly Payment | $2,718 | $2,776 | $3,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.