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*Newer Home for the area with upgraded 6'' exterior walls and enhanced attic insulation for superior energy efficiency*
*Thoughtfully designed ADA-accessible primary suite with 36'' wide doorways and roll-in shower with grab handle*
*Durable Hardie board siding offering long-lasting curb appeal and low maintenance*
*Bright, open-concept layout with kitchen flowing seamlessly into the living room*
*Laminate flooring throughout for a clean, cohesive look and easy upkeep*
*9-foot ceilings throughout creating an open and airy feel*
*Kitchen features granite countertops, stainless steel appliances, oversized sink, and glass backsplash*
*Eat-in kitchen perfect for casual dining and entertaining*
*Front bedroom ideal for home office, flex space, or sewing room*
*Primary suite includes walk-in closet with built-in shelving and accessible bathroom layout*
*Well-maintained yard with mature shade trees and double gate access*
*System updates, 2023 HVAC and 2025 water heater* - Enjoy the benefits of a modern home in a well-established area just minutes from St. Augustine--without the hassle of an HOA. Built with upgraded 6-inch exterior walls and additional attic insulation, this home offers impressive energy efficiency and year-round comfort.
Inside, you'll find a thoughtfully designed open layout with 9-foot ceilings and durable laminate flooring throughout. The kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, an oversized sink, glass backsplash, and a seamless flow into the main living space--perfect for everyday living and entertaining.
The split-bedroom design includes a versatile front room ideal for a home office or hobby space. The primary suite stands out with ADA-accessible features, including 36-inch wide doorways, a roll-in shower with grab bar, and a spacious walk-in closet with built-in shelving.
Additional highlights include ceiling fans in every room, granite vanities, an insulated garage door with built-in shelving, and major system updates like a 2023 HVAC and 2025 water heater. The backyard is shaded, well maintained, and offers convenient double-gate access.
A rare opportunity to own a move-in ready, energy-efficient home with custom upgrades in a prime location close to historic downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $39 | $39 | $39 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,205 | $2,846 |
| Total Monthly Payment | $2,207 | $2,319 | $2,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.