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17577 SE 104TH CIRCLE, Summerfield, FL, 34491 | $219,900
BIG PRICE DROP FOR YOUR MOTIVATION!!! TAKE A LOOK AT THE BIG ADDED BONUS ATTACHED GARAGE AND THE REAR FENCE WITH NO REAR NEIGHBORS!
Welcome Home to Spruce Creek South – Premier 55+ Gated Golf Cart Community
Discover this beautifully maintained and thoughtfully upgraded Pecan model home, WITH A BIG GARAGE ADDED. . . This home is perfectly situated on an oversized ¼-acre lot with no rear neighbors—offering exceptional privacy and space. Featuring real hardwood floors in the living room, dining room and hallway.
This 2-bedroom, 2-bathroom residence features a 2-car garage plus an additional 14x24 garage added in 2018, yes, you can fit a big truck in this garage, or it is ideal for extra vehicles, a workshop, trailer (s) or golf cart storage, etc. . . The garage flooring was upgraded in 2025 with a durable, high-performance epoxy coating.
Step inside to find a bright and inviting layout with a large front window that fills the home with natural light. The home showcases a mix of Real Hard-Wood flooring, porcelain tile in the bathrooms, and newer luxury laminate plank Pergo flooring in both bedrooms.
The kitchen is a standout, featuring:
Granite countertops
Tray ceiling
Updated cabinetry
Real wood treated floors. . .
The primary suite offers:
New LVP flooring
Window with window treatment.
En-suite bathroom
Ceiling fan
Walk-in closet
Built-in wall safe for added security. . .
The guest bedroom also features newer LVP flooring, has a window and is conveniently located across from a full bathroom.
Enjoy Florida living outdoors with multiple spaces to relax and entertain, including a front porch, lanai, and patio. A recently added fence makes the backyard perfect for pets.
Major Updates Include:
Roof (2019)
Water Heater (2019)
HVAC (2014, well-maintained with recent professional cleaning and newer condenser unit in 2023)
Community Highlights – Spruce Creek South
Located in the highly desirable 55+ community in Summerfield, this gated golf course neighborhood offers:
24/7 guarded gate and roaming security
Golf cart-friendly access—even across HWY 441
Direct resident gate access to nearby shopping plaza
Amenities Include:
Clubhouse with heated pool
Fitness center & spa facilities
Billiards, craft, and game rooms
Event space with kitchen
Outdoor Features:
Golf course
Tennis courts & softball field
Shuffleboard
Dog trails, walking & biking paths
Convenience at Your Fingertips:
Just minutes away from shopping, dining, medical offices, gyms, and more—with many accessible by golf cart.
Additional perks include:
RV/trailer gated storage (low cost)
Cable, satellite, and high-speed internet options
Newly available Verizon services
Plus, you’re only a short drive from The Villages for even more dining, shopping, and entertainment options.
Schedule your private in-person or virtual tour today—this home offers comfort, convenience, and an active lifestyle all in one!
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 100 x 110
- Laundry: In Garage
- Year Built: 1990
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,008
- Acreage: 0.25
- Lot Size: 100 x 110
- Est. Taxes: $1,757
- HOA Fee: $180 Monthly
- Lot Desc: Cleared
- View: Trees/Woods
- Adult Communities: Yes
- Elem. School: Belleview Elementary School
- Middle School: Belleview Middle School
- High School: Belleview High School
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Washer
- MLS#: G5110615
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/G5110615/17577se104thcircle_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17577 SE 104TH CIRCLE, Summerfield, FL, 34491
$219,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,041 | $1,098 | $1,436 |
| Total Monthly Payment | $1,262 | $1,319 | $1,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388