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With an amazing James Island location in the wonderful community of Sea Aire, this move-in ready home offers desirable features while placing you just 3. 8 miles from the James Island Connector, 4 miles from Folly Beach and 6. 5 miles from downtown Charleston. A charming exterior with an inviting front porch welcomes you inside to a bright and open floor plan with attractive LVP flooring and abundant natural light. Just off the foyer, a flexible room can serve as a den, formal living area, office, or whatever best fits your lifestyle. Continuing down the hall, you will find the open living and dining areas and the beautifully appointed kitchen. The kitchen is both functional and stylish with gleaming quartz countertops, white cabinetry, stainless steel appliances, a subway tile backsplash, a walk-in pantry, and a spacious island with seating, and it also provides access to the covered porch and backyard. Across from the kitchen, the dining room offers an ideal space for entertaining and opens to the living room, which features a cozy gas fireplace and views of the backyard. A powder room completes the first floor. On the second floor, a flexible loft space adds even more versatility to the layout. The primary bedroom serves as a peaceful retreat with a roomy walk-in closet and an ensuite bath featuring a dual sink vanity and a frameless step-in shower with a built-in bench. Two additional bedrooms, a full bathroom, and a convenient laundry room complete the second level. Outside, a detached garage adds extra convenience and storage. Sea Aire is a thoughtfully designed green community featuring shared amenities like a communal garden, a play park, and a cozy firepit. Every home in the neighborhood is equipped with solar panels, adding to its eco-friendly appeal. This home is ideally located within approximately three miles of Publix, Harris Teeter, Food Lion, and a variety of dining options including Bohemian Bull, Bowens Island Restaurant, and Fam's Brewing. James Island County Park is just four miles away, and Avondale is within 7. 4 miles. With its wonderful location and inviting features, this is one you won't want to miss. Appraisal In Hand!! Price BELOW Appraised Value!! ***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** **Some images have been virtually enhanced
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $558,000 | $558,000 | $558,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,436 | $3,523 | $4,634 |
| Total Monthly Payment | $3,528 | $3,615 | $4,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.