1290 Delray Lakes Drive, Delray Beach, FL, 33444 | $1,195,000

Welcome to 1290 Delray Lakes Drive, a spacious, move-in ready home in gated Delray Lakes in Delray Beach. With a 2026 roof and thoughtfully designed floor plan, this residence offers a perfect blend of traditional elegance while maintaining a great flow. This move-in ready, 3-bedroom, 3. 5-bath residence in Delray Lakes offers a rare blend of modern design and effortless livability. Each generously sized bedroom is designed with privacy in mind, offering its own ensuite bath with thoughtfully renovated finishes. Set on a spacious, tree-lined corner lot, the outdoor setting feels private and serene, highlighted by a 30-foot pool and plenty of room to relax or host guests. Delray Lakes is a single-family gated community located east of I-95 and close to downtown Delray Beach. The community features a community pool (heated) with pavilion and restrooms, playground and 2 lighted tennis/pickleball courts. Tree lined streets create a lovely shaded canopy, along with street lights, sidewalks, and a private boat storage area and ramp leading directly onto Lake Ida. Monthly dues also include remotely monitored home security systems and high-speed internet. The front gate is located a short walk away from Lake Ida Park + Dog Park, a 189+ acre Palm Beach County Park that is home to a 2+ mile walking/biking/running path that follows the shoreline. There is the aforementioned dog park, picnic pavilions, shelters, boat launches and trailer parking, canoe/kayak launches, restrooms, overlooks and playgrounds. Delray Beach offers a variety of world-class public and private school options, many located within close proximity to Delray Lakes. Morikami Park Elementary School consistently ranks as one of the top elementary schools in Florida and offers the International Baccalaureate Primary Years Programme (IB PYP) for grades K-5. The IB PYP curricular framework focuses on the development of the whole child in a learning environment that encourages independence, academic challenges, inquiry, creativity, and responsible citizenship. This Choice program offers a comprehensive, inquiry-based approach to teaching and learning in an internationally designed concept-based model with guidelines on student learning styles, methodologies and assessment strategies. The PYP is a combination of the best research and practices from international schools and includes the study of world languages and cultures to enhance the international perspective. The IB Programme can be continued at Carver Middle School and Atlantic High School. Additional private and semi-private early learning, elementary, and middle school options in Delray Beach are available at Unity School, Space of Mind, Trinity Lutheran & St. Vincent Catholic School. The Gulf Stream School, American Heritage, Pine Crest, and St. Andrews Schools are all located a short drive from this great Delray Beach location as well.

Features

  • Amenities: Boating, Basketball Court, Jogging Path, Picnic Area, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Garage
  • Development: Delray Lakes
  • Year Built: 2001
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Approx Sq. Feet: 2,228
  • Acreage: 0.2
  • Est. Taxes: $14,013
  • HOA Fee: $150 Monthly
  • Lot Desc: Corner Lot
  • View: Garden, Pool
  • Boat Service: Ramp
  • Elem. School: Plumosa School of the Arts K-8
  • Middle School: Carver Community
  • High School: Atlantic
  • Pool: In Ground
  • Pet Policy: Yes, Cats OK, Dogs OK, Number Limit
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Ice Maker, Microwave, Oven, Refrigerator, Water Heater, Washer
  • MLS#: B26012379
  • Website: https://www.raveis.com
    /eprop/B26012379/1290delraylakesdrive_delraybeach_fl?source=qrflyer
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Katharine WaggonerSales Associate

413.563.3673

Katharine.Waggoner@raveis.com

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Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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781.724.3515

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1290 Delray Lakes Drive, Delray Beach, FL, 33444

$1,195,000

Katharine Waggoner

Sales Associate

William Raveis Real Estate

Phone: 413.563.3673

Katharine.Waggoner@raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $1,168 $1,168 $1,168
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,579 $5,732 $8,003
Total Monthly Payment $6,872 $7,025 $9,296

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.