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Presented by
Christine Kreiseder-Hendley |
Set high on one of Warwick's most coveted streets, this 5-bedroom home blends historic charm with modern updates, all within walking distance to Main Street, East Greenwich. Enjoy restaurants, shops, cafes, The Odeum, library, and marina with waterfront dining steps away. Built in 1924, the home features nearly all new mechanicals, including high-efficiency heating, new electrical, and a 2-year-old roof. Refinished hardwood floors, fresh paint, updated lighting, and Schumacher wallpaper honor its original character. A freshly paved driveway and new LG washer/dryer add convenience. Spanning 3 levels, the home offers abundant natural light, period details, 3 fireplaces, and distant water views. The 1st floor features a redesigned eat-in kitchen with white quartz countertops and stainless steel appliances, plus a scullery with prep sink and pantry, formal dining room, spacious living room, sunroom, half bath, and mudroom. The 2nd floor includes the primary bedroom with dressing area and ensuite, sitting nook with bay window, 2 additional bedrooms, and full bath. The renovated 3rd floor with full bath offers flexible space for bedrooms, guests, office, playroom, or studio. Outside, the private patio, landscaped lawn, and garden create a peaceful retreat. Blending timeless character with thoughtful updates, 291 Spencer offers refined coastal living in a prime walkable location, inviting its next owner to complete the transformation into their ultimate dream home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,000
Sales Associate
William Raveis Real Estate
Phone: 860.874.9730
Christine.Hendley@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,063 | $1,063 | $1,063 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,180 | $6,710 | $9,294 |
| Total Monthly Payment | $7,368 | $7,898 | $10,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.