Tucked away on a peaceful quarter-acre lot just minutes from the Atlantic Ocean, this four bedroom, two bathroom home offers space, comfort, and coastal charm in equal measure. From the warmth of its gleaming wood floors to the inviting private deck out back, every detail is designed to enhance everyday living and effortless entertaining. Inside, you'll find a thoughtful layout with sunlit living areas, generously sized bedrooms, and a full basement offering flexible space for storage. The oversized detached garage is a rare bonus, perfect for car enthusiasts, hobbyists, or anyone in need of extra room. Venture outside to your secluded rear deck, ideal for hosting summer cookouts or simply enjoying quiet mornings surrounded by nature. The fully fenced yard offers privacy and potential, while the quarter-acre setting provides ample space to grow, play, or garden. Located just a short drive from the sugar sand shores of Smith Point County Park this home puts you at the heart of Mastic Beach’s laid-back, coastal lifestyle. Whether you're into kayaking, fishing, or watching the sunset over Osprey Park, it's all just minutes away. With its small-town feel and convenient proximity to NYC via the Mastic-Shirley LIRR station, this home delivers space, value, and the best of Long Island living.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $550 | $550 | $550 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,246 | $2,965 |
| Total Monthly Payment | $2,781 | $2,871 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.