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1001 Samson Road, St. Albans Town, VT, 05478 | $479,000
Welcome to the Lake! Escape to the shorelines of Lake Champlain with this charming waterfront cottage offering direct lake access and stunning Westerly sunset views. Originally a seasonal camp, this property was converted to year-round use in 2006 when most of the utilities were updated. Only minutes from downtown St Albans, this property provides the perfect combination of rural charm with the convenience of town close by. Embrace the full meaning of “Lake Living” with endless boating, swimming, fishing, lounging, ice skating and more with 85’ of private waterfront. Mature flower beds and outdoor pergola makes it easy to enjoy the peaceful country setting alone or to host evenings with your friends and family. Inside you will find the newly updated kitchen, main floor radiant flooring and centrally located propane stove to keep you cozy and warm all winter long. Character runs deep through the roots of this home including rustic antique beams, custom tile and paneling and of course the cedar style vinyl siding. Come take a tour of this lakefront gem today!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage/Camp
- Year Built: 1952
- Heating: Propane
- Cooling: None
- Basement: Concrete,Crawl Space,Unfinished
- Approx Sq. Feet: 1,244
- Acreage: 0.34
- Est. Taxes: $6,207
- Lot Desc: Beach Access,Country Setting,Lake Access,Lake Frontage,Lake View,Lakes,Level,View,Water View,Waterfront
- Water Front: Yes
- MLS#: 5082454
- Website: https://www.raveis.com
/prop/5082454/1001samsonroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/25/2026Listing courtesy of Coldwell Banker Islands Realty Phone: 802-372-5777
Listing Agent: Samantha Ratta
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1001 Samson Road, St. Albans Town, VT, 05478
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $517 | $517 | $517 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,328 | $3,106 |
| Total Monthly Payment | $2,828 | $2,920 | $3,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484