20732 S GROVE LOOP, #630, Lutz, FL, 33558 | $349,000

NOTE: This is a nudist community and to be considered for residency owners are required to be members (or become members) of AANR - the American Association for Nude Recreation. Discover elevated living in this highly sought-after naturist community, where residents value freedom, comfort, and connection. This beautifully maintained 2012 Skyline manufactured home offers 1, 840 sq ft under air and 2, 706 total sq ft, including a spacious screened lanai and expansive carport. Thoughtfully designed for both relaxation and entertaining, the home features a bright open floor plan, modern kitchen with breakfast bar, and seamless flow into the main living area. The home features a spacious primary suite with a large walk-in closet and a beautifully remodeled bathroom. Additional living space includes a generous guest bedroom and a dedicated office, perfect for working from home or accommodating visitors. Outside, you’ll find a 10’ x 16’ powered shed, ideal for hobbies, a workshop or a private retreat. Recent updates include fresh interior and exterior paint and a newly added 48’ flowering garden with pergola, creating a serene and private backyard retreat. Additional highlights include laminate flooring throughout, ceiling fans in every room, and numerous upgrades—making this home truly move-in ready. Enjoy outdoor living year-round on the large screened patio, perfect for relaxing or entertaining in a peaceful natural setting. A 20KW Honeywell whole-home generator and a Generac automatic transfer station provides reliable backup power, while a 2023 Evolution golf cart(included) makes it easy to explore the expansive 200+ acre community.
Ownership includes a Certificate of Ownership in the Lake Como Co-Op, designating the home as real property and granting access to exceptional amenities: • Private lake• Resort-style pool• 5 Har-Tru clay tennis courts• 4 pickleball courts• Sand & grass volleyball• Pitch-and-putt golf course• On-site restaurant & bar• Scenic walking & biking trails• Active social calendar and community events. Residency requires membership in the American Association for Nude Recreation (AANR), supporting a respectful and welcoming environment. This is more than a home—it’s a lifestyle offering relaxation, recreation, and a true sense of community

Features

  • Amenities: Basketball Court, Fence Restrictions, Fitness Center, Gated, Golf Course, Laundry, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2012
  • Garage: Golf Cart Parking
  • Heating: Central, Electric, Exhaust Fan
  • Cooling: Central Air
  • Approx Sq. Feet: 1,840
  • Acreage: 0.03
  • Est. Taxes: $1,506
  • HOA Fee: $212 Monthly
  • Lot Desc: Landscaped
  • View: Garden, Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8494120
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8494120/20732sgroveloop_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2026 11:05:54 PM)

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NMLS Mortgage Loan Originator ID 147983

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20732 S GROVE LOOP, #630, Lutz, FL, 33558

$349,000

Robert Leonard

Sales Associate

William Raveis Real Estate

Phone: 914.505.4416

Robert.Leonard@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $126 $126 $126
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,652 $1,742 $2,263
Total Monthly Payment $1,853 $1,943 $2,464

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.