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One or more photo(s) has been virtually staged. Experience luxury living with high-end upgrades throughout in this exceptional Pioneer-built Islamorada model home, located in the gated community of The Highlands. This beautifully designed residence features a three-car garage, three spacious bedrooms, a dedicated office or den, and two full bathrooms and a large laundry room with shelving and a sink. The thoughtfully designed split floor plan offers privacy, with the primary suite situated on one side of the home and the additional bedrooms on the opposite side. The primary bedroom features an elegant tray ceiling and a spacious walk-in closet. The ensuite bath includes dual granite vanities with custom cabinetry, a private water closet, an oversized glass-enclosed walk-in shower with grab bar and multi-setting showerhead with wand, and a relaxing Jacuzzi tub. Upon entering the home, you are welcomed by a formal dining room highlighted by a stunning crystal chandelier. A private office overlooking the front of the home provides an ideal workspace. The gourmet kitchen is a chef’s delight, featuring oak cabinetry, granite countertops, tile backsplash, stainless steel appliances, and a newly added pantry, along with a separate eat-in area. The kitchen and living area open through two glass doors to an oversized screened lanai with custom ceramic tile, a large, covered overhang, and ceiling fan perfect for enjoying the peaceful setting and spacious backyard with no rear neighbors. Additional upgrades include new lighting fixtures and ceiling fans throughout, ceramic tile flooring in the bathrooms, and wood laminate flooring throughout the main living areas. The guest bathroom is equally impressive, offering a marble vanity with custom cabinetry, a bathtub with custom tile surround and shelving, and a multi-setting showerhead with wand. The home also features a Rainbird irrigation system and a newly installed security system. The garage includes an electronic screen, allowing you to enjoy fresh air while creating a comfortable space for relaxing or for pets. The low HOA fee of $157 a month includes gated security, maintenance of common areas, Spectrum high-speed internet, cable service with up to two connections, and trash removal. Conveniently located near Publix, restaurants, Hudson Beach, Sun West Park, and local hospitals, the home is approximately 45 minutes from Tampa International Airport. This move-in-ready home offers the perfect opportunity to enjoy the Florida lifestyle in a peaceful, beautiful and tranquil community. A true must see home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$442,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $353,600 | $353,600 | $353,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $453 | $453 | $453 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,092 | $2,206 | $2,866 |
| Total Monthly Payment | $2,620 | $2,734 | $3,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.