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EXCEPTIONAL, LAND OWNED – Turn Key Furnished, beautifully remodeled, 2bd/2ba home located in the 55+ community of Ridgewood Meadows. This home is on a very large landscaped lot, on a quiet cul-de-sac, a widened driveway and a newly built garage in 2014. You will enjoy your morning coffee on the huge front porch, featuring Trex decking & deluxe railing that allows for multiple chairs and lounges for your family and friends. Under the home there are newly added tie down anchors in (2014), a ground vapor barrier (2017) and a new belly band vapor barrier was installed in 2023. A water heater was installed in 2015 with a new roof and AC unit in 2019. This home is a dream inside with a new kitchen featuring stainless appliances, new sink, garbage disposal, solid surface counter tops and plenty of kitchen cabinets. Gorgeous flooring throughout the home features bamboo, luxury vinyl and the bedrooms have new carpeting. The owners have remodeled the lanai to create year-round living space with new widows, AC/heat, drywall walls, luxury vinyl flooring, custom blinds and measures the full width of the home 26’x12’! Both bathrooms have been remodeled and feature new showers installed by Bath Fitter. This home also features a separate room for an office or craft room. This is a very rare home with too many features to list. Come and enjoy the Ridgewood community with gated 24-hour security, pool, clubhouse, tennis courts, pickleball courts, outdoor gym, great fishing and lots of activities. Golf cart and small pet friendly. Close to all shopping, Ellenton Outlet mall, restaurants, I-75 and the gulf beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,151 | $1,280 | $1,660 |
| Total Monthly Payment | $1,376 | $1,505 | $1,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.