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This is a perfect time to find an adorable bungalow to have for your own near beautiful Crystal Lake. Walk down to the Lake for fishing, swimming or just relaxing. This tiny but fully functional home has everything to make your life easy. The kitchen was remodeled with Quartz countertops, modern cupboards, new appliances, deep farm style sink with cutting board and catch basin and new stove hood and perfect ceiling fixture to match the country setting. The floors in the living room, kitchen and hallway have been replaced with high end vinyl and there are five new Anderson replacement windows for energy efficiency and convenience. The living room has an electric fireplace insert for convenience and warmth. There is an office off of the living room to use for whatever your needs are. The bathroom was remodeled four years ago with a very nice, tiled shower to wash away the days cares and relax. The two-car garage is perfect for storage and protecting your car with brand new garage doors. There is a newer washer and dryer, wooden blinds and window air conditions that come with the house as well. Leaf Guard gutters and backup generator are also fantastic perks this home has to offer. The well is five years old for your peace of mind. Don't miss this opportunity to make this house your home. Contingent upon seller finding suitable housing
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,167 | $1,215 | $1,621 |
| Total Monthly Payment | $1,546 | $1,594 | $2,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.