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This lovely four level, two story Victorian, with recently install new kitchen, new Antique Style Metal Ceiling, Cedar Cabinets, Granite Counters and Stainless Steel Appliances, is set in an open style concept first floor Plan, covering the Kitchen, Living Room and Dining Room. The first floor is enhanced with new large 6 over 6 panel double hung Windows, reaching almost floor to the 9 foot ceilings, drenching the rooms with an abundance of natural light. The large glass double wood doors lead to the Rear 12’ x 20’ Rear Deck, covered with composite Planking that brags also of a Pergola. The first floor has original hardwood floors and an Entrance Hall with a new Large Solid Wood and Decorative Glass Panel Front Door, leading to a Traditional Front Cover Pouch. The second floor boasts of original hardwood floors, 9 foot ceilings, all new large 6 over 6 panel double hung Windows, 3 Bedrooms with interconnecting Hall with Linen Closet, and a Full Bathroom. Above the second floor is a Full Attic with 2 windows, one at each end. There is extra storage space on both sides and flooring throughout. Accessed to the Attic is by stairs. The full basement is accessed by stairs via the first floor hall or by the house side entrance door. There is lots of room for your imagination to plan its usefulness. The front yard can be a flowered presentation, and the rear yard is fenced in with plenty of room for many activities, including planting a garden. Under the rear Breakfast Nook is a large shed style for all the yard storage needed. The property is a large corner lot, 60’ x 90’ in size. Some of the close amenities are, The Wiltwyck Golf Club one mile south, Uptown Kingston Stockade Historic District, Established in 1658, with Shops and Restaurants, one mile north, Kingston Round Out, an Historic Area with shops, Restaurants and more, by the Hudson River. The Catskill Mountains and Skiing are twenty miles, to the northwest. The Forsyth Nature Center and Park is one half mile north. The Kingston area has many Historic Sites, having been the First New York State Capital. Recent additions: Deck Composite Planking – July 2021, Vinyl Siding – June 2021, Major Kitchen Remodel – August 2008, Antique Metal Kitchen Ceiling – June 2012, New Roofing (30 Year Shingles) – December 2020, New Gutters & Leaders (Seamless) – January 2021, All New Windows (HQ Insulated Vinyl) – August 2021, New 200 Amp Electrical Service & Circuit Breakers – January 2021, New Heating Furnace – 2012, New Hot Water Heater – January 2022, Covered Front Porch Complete Renovation – June 2021, 3” Black Top Over Driveway – August 2023, Front Entrance Steps & Railings Replaced – August 2021, New HQ Front Decretive Glass / Wood Door – June 2020, New HQ Rear Wood & Glass Doors – July2021.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $720 | $720 | $720 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,579 | $2,685 | $3,560 |
| Total Monthly Payment | $3,391 | $3,497 | $4,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.