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Island living! Amazing opportunity to explore the creeks of the lowcountry with this tidal creek home and waterfront dock in one of James Island's most desirable neighborhoods, Parrot Creek. 5-6' at high tide, this house is positioned to explore. A small skiff, jon boat, kayaks, paddleboards, are all options. A number of upgrades and renovations have been made by the current owners including roof replacement, encapsulated crawl space, stone patio and walkways, Azec trex decking, satin painted garage doors, and many more. Inside, you're welcomed by soaring cathedral ceilings, abundant natural light, and hardwood floors throughout the main living areas. The spacious kitchen offers marble countertops, penny and subway tile, stainless steel appliances, alarge pantry with plumbing and shelving, and a bright eat-in area. The dining room showcases stunning marsh and creek views framed by oak trees, enhanced by a newly installed oversized window. The primary suite features a private screened porch and a large en suite bath with dual vanities, a deep soaking tub, and separate shower. Don't forget that underneath in the encapsulated crawl space is plenty of conditioned storage for Holiday items! Parrot Creek is a wonderful community with mature trees, gated entryway, and neighborhood events. This location 'on the quiet side of the island' provides for tennis courts outside of the neighborhood, multiple parks, dining, a grocery store down the street, and only 8 minutes to downtown Charleston, and just 15 minutes to Folly Beach! Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,715 | $6,896 | $9,451 |
| Total Monthly Payment | $6,840 | $7,021 | $9,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.