292 MAXWELL Drive, Welaka, FL, 32193 | $449,900

Welcome to 292 Maxwell Drive, a meticulously maintained 3-bedroom, 2-bathroom Jacobsen-built home nestled on a protected cove just steps from the legendary St. Johns River. Perched on a high bluff -- one of the few in the neighborhood that has never experienced water intrusion -- this property delivers the waterfront
lifestyle without the flood insurance burden.

Built in 2015, this move-in ready home has been kept in pristine condition and comes fully furnished, making it a true turnkey opportunity. The durable metal roof, Ram Jack structural support system, and stone veneer skirting reflect the quality and care that define this property from foundation to rooftop.

Inside, the open-concept layout features rich hardwood-style flooring and crown molding throughout. The expansive living room flows seamlessly into the large eat-in kitchen, where you'll find maple cabinetry, a tile backsplash, a large center island with seating for three, pendant lighting, a French door refrigerator, and a large walk-in hidden pantry. A separate dining area provides additional space for entertaining. A second living area -- a generous family room -- offers flexibility for a game room, media room, or guest retreat. The spacious primary suite features a ceiling fan, crown molding, and a spa-inspired en-suite with double vanity, a brand new soaking tub, and a separate walk-in shower finished in large-format tile. Two additional bedrooms share a beautifully appointed second bath with a walk-in glass-enclosed tile shower. A dedicated laundry room completes the interior. Step outside and experience why this home truly sets itself apart. The large composite back deck -- complete with a remote-controlled retractable sunshade -- overlooks the tranquil cove and boathouse below. The fully covered boathouse features a metal roof, electric boat lift, dock, and power -- ready for your vessel the day you move in. Raised garden beds line the back of the home, and the under-home storage provides a perfect space for kayaks, paddleboards, and gear. Attic storage adds even more utility. Additional highlights include a whole-home water softener, a wide concrete driveway, central A/C, and an outdoor storage cabinet. Bonus opportunity: The neighboring property at 293 Maxwell Drive is also available and can be purchased together -- a rare chance to own two waterfront homes side by side. Welaka is a golf cart friendly community with restaurants and bars just around the corner, adding a small-town charm that makes everyday living here feel like a permanent vacation. Whether you're looking for a full-time residence, vacation retreat, investment property, or a multi-home compound on the water, 292 Maxwell Drive offers rare riverfront access, lasting structural quality, and a lifestyle that simply cannot be replicated.

Features

  • Amenities: Fishing
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Craftsman, Ranch
  • Year Built: 2015
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,108
  • Acreage: 0.22
  • Est. Taxes: $2,049
  • Lot Desc: Cleared
  • View: Canal, River, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2138755
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/2138755/292maxwelldrive_welaka_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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292 MAXWELL Drive, Welaka, FL, 32193

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.431% 5.668%
Monthly Tax Payment $171 $171 $171
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,216 $2,917
Total Monthly Payment $2,402 $2,462 $3,163

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.