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Discover this thoughtfully renovated turnkey Townhome in the heart of James Island! No HOA! With a new roof and windows, set on a private lot framed by mature trees and just steps from a tidal creek, this property combines privacy, natural beauty, and worry-free modern living. The spacious fenced backyard and custom finishes throughout complement the open layout, vaulted ceilings, and updated kitchen and living spaces, creating a home that's both stylish and functional. Ideally located minutes from Downtown Charleston, Folly Beach, and all that James Island has to offer. Inside, sunlight fills the open floor plan, highlighting hardwood floors and soaring vaulted ceilings that create a bright, airy atmosphere. The main living area centers around a custom fireplace and flows seamlessly into the dining space with beautiful built-in shelving. The fully renovated kitchen features stainless steel appliances, custom shelving, hand-painted wallpaper, and a spacious pantry, blending style with practicality. Upstairs, the primary suite impresses with vaulted ceilings, a walk-in closet, and a full bath. The secondary bedroom also features vaulted ceilings, while the third bedroom is versatile and thoughtfully designed with a built-in armoire to maximize space. Additional conveniences include a first-floor powder room and a separate laundry room. Step outside to enjoy a tidal creek that opens onto a picturesque pond--perfect for kayaking and paddleboarding, or birdwatching from your front porch. Spot egrets, white ibis, cranes, and wood storks, or explore the water all the way to Ellis Creek Fish Camp and beyond. Designed for comfortable everyday living and effortless entertaining, this home offers a rare combination of space, convenience, and scenic beauty in a central James Island location. Don't miss this opportunity--homes like this move fast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,920 | $379,920 | $379,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,247 | $2,370 | $3,102 |
| Total Monthly Payment | $2,322 | $2,445 | $3,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.