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MOTIVATED SELLERS. Beautifully maintained and updated, this elegant 4-bedroom Victorian blends timeless character with modern efficiency in one of Vermont’s most charming small towns. Rich architectural details, gleaming hardwood floors, and a classic bay window create warm, inviting living spaces filled with natural light. The flexible floor plan offers exceptional versatility. The main level features an updated kitchen with light-filled pantry, formal dining room, spacious living room, full bath, private office, and a first-floor bedroom option-ideal for guests or one-level living. Upstairs, you’ll find three additional bedrooms, a walk-in closet and a second full bath. Efficiency and comfort are key highlights, with extensive insulation improvements including R-49 wall insulation, spray foam in the basement, blown-in attic insulation, replacement windows, updated electrical, newer boiler, and low-maintenance vinyl siding. Practical features include generous storage in the front and rear mudrooms, a heated one-car detached garage with shelving and newer roof, and a three-season porch overlooking the fully fenced backyard—perfect for relaxing, entertaining, or enjoying time with pets. Located in the historic marble town of Proctor, this home offers tree-lined streets, strong community spirit, local schools (K–12), and easy access to year-round recreation. Just a short drive to Pico and Killington for skiing and mountain biking, with nearby golf, walking trails, Otter Creek access, Olympus Pool plus seasonal in-line and ice skating in town. Convenient to Rutland’s regional amenities while maintaining true village charm. Move-in ready and offering flexibility, efficiency, and classic Vermont character-this is a rare opportunity in a sought-after community. Conditioned upon sellers finding suitable housing.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/2/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,724 | $2,286 |
| Total Monthly Payment | $2,118 | $2,186 | $2,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.