31 N PINE CIRCLE, Belleair, FL, 33756 | $2,100,000

Welcome to this beautifully reimagined waterfront residence in the heart of Belleair, offering timeless coastal style and tranquil Intracoastal Waterway views. Originally built in 1957 and thoughtfully rebuilt and expanded in 2011, this 3-bedroom, 3-bath home combines classic Florida charm with modern design and quality craftsmanship. The open-concept living areas feature vaulted wood ceilings with custom beams, abundant natural light, seamless indoor-outdoor flow, and easy access to the lanai through three large patio sliders, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen includes a high-end 6-burner gas Wolf range, new premium appliances, quartzite countertops, and all new cabinets in the kitchen, laundry room, and bathrooms, including abundant pantry cabinetry. A spacious laundry room features custom cabinetry, a utility sink, and direct access from the primary closet for added convenience. The primary suite offers a peaceful retreat with water views, a spa-inspired bath, automated blinds for added comfort and convenience, and easy access from the primary closet to a large, temperature-controlled, carpeted, attic storage area. All closets include generously appointed custom built-in cabinetry with shelving and drawers, while additional bedrooms provide comfort and flexibility for guests or home office needs. A separate office/den offers excellent flexibility and can easily be utilized as a fourth bedroom if desired. Step outside to enjoy lush tropical landscaping, a covered lanai, and a saltwater pool surrounded by beautiful travertine tile that extends throughout the lanai and pool deck, creating an elegant and low-maintenance outdoor living space. The outdoor living area includes a grill with natural gas hookup, perfect for entertaining. The pool features new equipment including a new filter and gas heater, offering efficient operation and year-round enjoyment. 22 kilowatt generator. Boating enthusiasts will appreciate the generously sized private dock constructed with low-maintenance composite decking and a 6, 000-lb boat lift, along with an easy-access launch platform ideal for kayaking and paddleboarding, offering direct access to the Intracoastal and the ability to cruise to the Gulf, nearby islands, waterfront dining, and world-class fishing within minutes. The dock also provides the perfect setting to enjoy stunning sunset views over the water — truly embracing the Florida boating lifestyle. Additional highlights include a metal roof, impact-rated windows and doors, new air handlers and heat pumps, a new whole-house Generac generator, an attached two-car garage with epoxy floor finish, a circular drive for easy access and additional off-street parking, an attic insulated with Icynene open-cell spray foam for enhanced energy efficiency and comfort, a coquina shell finish on the front exterior, an oversized 42" custom wood front door, Hardie board siding on the rear elevation and attic peaks, a sewer backflow preventer for added protection and peace of mind, a security system, and an irrigation sprinkler system. Located on a quiet cul-de-sac on one of Belleair’s desirable “finger” streets, the home also benefits from a neighborhood park at the entrance of the street with beautiful views of Clearwater Bay, and offers convenient access to beaches, golf courses, dining, and shopping. A rare opportunity to enjoy refined waterfront living in a premier Belleair location.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 115
  • Laundry: Inside, Laundry Room
  • Year Built: 1957
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,558
  • Acreage: 0.21
  • Lot Size: 80 x 115
  • Est. Taxes: $16,841
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone
  • View: Water
  • Water Front: Yes
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8490335
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /eprop/TB8490335/31npinecircle_belleair_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 9:05:43 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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31 N PINE CIRCLE, Belleair, FL, 33756

$2,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,680,000 $1,680,000 $1,680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.247% 6.183%
Monthly Tax Payment $1,403 $1,403 $1,403
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,938 $10,208 $14,177
Total Monthly Payment $11,466 $11,736 $15,705

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.