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Welcome to 4047 Aspera Drive, a meticulously maintained and thoughtfully upgraded 2-bedroom, 2-bath residence, ideally positioned on one of the most desirable homesites in the community. Tucked away on a private corner lot and bordered by protected green space, this property offers a rare sense of peace and seclusion. Inside, an inviting open-concept floor plan is enhanced by abundant natural light and well-appointed finishes, creating a space that is both comfortable and refined. A standout feature of the home is the enclosed, heated and cooled rear sunroom--transformed into a true four-season living space--ideal for relaxing, working, or entertaining year-round. This home has been significantly improved, with nearly $37, 000 in upgrades, including the addition of a mini-split systemthe sunroom, over $8, 000 in custom window treatments, a custom closet system and a beautifully crafted custom wood countertop that adds warmth and character to the space. Located in the highly sought-after Cresswind at The Ponds, residents enjoy an exceptional suite of amenities, including a resort-style pool, fitness center, tennis courts, and pickleball, all supporting an active and social 55+ lifestyle. Most furnishings may convey with an acceptable offer, offering a seamless, turnkey opportunity. Conveniently located near shopping and just minutes from multiple golf courses, this is a rare opportunity to enjoy low-maintenance living in one of the area's most vibrant and amenity-rich communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,192 | $2,248 | $2,956 |
| Total Monthly Payment | $2,267 | $2,323 | $3,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.