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11 Charcoal Rd offers a compelling combination of space (2, 032 sf plus 672 sf finished lower level), light, and thoughtful investment in a convenient Norwalk setting. A welcoming family room with exposed beams and a large picture window creates a bright, comfortable focal point. The home's layout flows easily through dining, living, and eat-in kitchen areas. Upstairs are four well-proportioned bedrooms with good natural light and a hall bath, an increasingly valuable offering at this price point. A wood-paneled first-floor office/den with a full closet offers flexible use for work-from-home, guest space, or alternate needs. The finished lower level adds additional room for recreation, hobbies, or storage. A dedicated laundry room functions as a practical mudroom entry, complemented by a two-car garage. Outdoor living includes a screened-in porch, patio, and level . 58-acre yard enhanced by a substantial retaining wall and landscaping investment. Set on a quiet cul-de-sac with half-acre properties, where seasonal foliage enhances privacy. Convenient to Norwalk amenities, transportation, nearby schools along Highland Avenue, and the Rowayton village area. Propane boiler and on-demand domestic hot water.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Eat-In Kitchen | Main |
| Family Room | Main |
| Full Bath | Main |
| Full Bath | Upper |
| Living Room | Main |
| Office | Main |
| Primary Bedroom | Upper |
| Rec/Play Room | Lower |
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $871 | $871 | $871 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,370 | $6,021 |
| Total Monthly Payment | $4,990 | $5,333 | $6,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.