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*The sellers are requesting all offers be submitted by 12: 00PM on Monday 4/13/26 - thank you!* Your opportunity to enjoy homeownership in one of Fairfield County's most charming towns awaits in this turn-key Ranch. Ideally located less than a mile from historic downtown Bethel and under half a mile to the town's educational campus, this home offers both convenience and a low-maintenance lifestyle. The attached carport provides protection from the elements, while the private, fenced-in backyard creates the perfect setting for relaxing or entertaining throughout the seasons. A spacious side garden invites your personal touch, and a charming illuminated walkway welcomes you home in the evenings. Inside, you're greeted by a generous dining area ideal for hosting gatherings, which flows into the eat-in-kitchen perfect for coffee and a quick bite. Off the kitchen, step out to the backyard and patio, while an adjacent staircase leads to a finished lower level featuring a rec room with wood-burning stove, laundry area, utility room, and a second full bathroom. The main level also features a sunken living room with a second wood-burning stove, adding warmth and ambiance. On the opposite side of the home, you'll find three bedrooms and a full bathroom. Additional highlights include public water, public sewer, and central air. All set on a private quarter-acre lot in a desirable neighborhood.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Living Room | Fireplace,Sunken,Wall/Wall Carpet | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Rec/Play Room | Wood Stove | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,153 | $2,241 | $2,950 |
| Total Monthly Payment | $2,759 | $2,847 | $3,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.