Aren't you glad you waited? Picture perfect and better than new construction this 4 bedroom home is tucked away on a private 1/4 acre of property at the end of a cul de sac near the Prospect Hill School in Pelham Manor. Thoughtfully and carefully renovated in 2022 to maximize easy living, 1054 Clay Avenue boasts the ideal floor plan and features sun-filled airy spaces which will brighten your mood every time you step inside. At the heart of it all is the large open kitchen with an island and dining area open to a family room. The gracious living room boasts a fireplace and built-ins with an adjoining office/den and a powder room plus a dedicated playroom. The attached garage adds space and convenience to your day. Upstairs you'll find 4 bedrooms, include a private main suite with separate bath and huge walk in closet. A laundry room and a gorgeous bathroom plus three other generously sized bedrooms complete the second floor. Custom closets, recessed lighting, new windows and doors, gorgeous hardwood floors, central air and a dry basement with a gym area add an additional 801 sf of space. Step outside and admire the large flat property -- ready for your backyard barbecues , birthday parties, and all sports. All this just a one minute walk to the picturesque Prospect Hill Elementary School with its playing fields and playground. Finally, as a resident of Pelham Manor, you have year round exclusive rights to use Shore Park located right on the Long Island Sound. Welcome to Pelham Manor!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,360,000 | $1,360,000 | $1,360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $2,862 | $2,862 | $2,862 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,510 | $8,154 | $11,294 |
| Total Monthly Payment | $10,497 | $11,141 | $14,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.