109 CAROLINA Cove, Seneca, SC, 29672 | $1,200,000

Welcome to 109 Carolina Cove, a beautifully maintained lakefront cabin nestled in the private, gated community of Carolina Cove on Lake Keowee. This rare offering features 4 bedrooms & 3 full bathrooms, combining rustic charm with thoughtful modern updates in a quaint setting of only 7 homes. With a low annual HOA of just $500 & short-term rentals allowed, this property offers both a serene retreat & a highly desirable investment opportunity. Inside, you’ll find soaring cathedral ceilings, hardwood floors, wood beams, & tongue-and-groove ceilings throughout. The spacious living area is centered on a stunning floor-to-ceiling stacked-stone fireplace, flanked by large windows that bring in natural light & showcase lake views. The home also features updated windows & doors, granite countertops, & appliances (2019). Step outside to enjoy over 100 feet of private Lake Keowee shoreline. The gently sloping lot provides an easy walk to the water, where a recently renovated platform dock with electricity & year-round water depth awaits. The outdoor living spaces are truly exceptional. The expansive back deck features new cement plank decking, sleek metal railings with a drink rail, & a new hot tub & gazebo—ideal for evenings after long days on the lake. The backyard also includes a custom-installed 4-hole putting green with chipping area (by Southwest Greens of Asheville), a tranquil waterfall & goldfish pond, & a lakeside fire pit. The lower patio is protected from the elements with under-decking & gutters. Propane fuel is conveniently connected to the outdoor grill. Just a few of many recent improvements by the current owner include a 6-inch concrete driveway and walkways, flagstone steps with a custom wrought-iron railing, new gutters, & extensive landscaping featuring over 50 azaleas, hydrangeas, & privacy evergreens. A 210-foot concrete path with a turnaround leading to the dock is currently being installed for added accessibility. Additional features include a new garage/workshop, a loft with 2 double beds that convey, & a pool table located in the walkout basement bedroom (also conveying). Major updates completed in 2019 include a new roof, new cement plank siding, windows, doors, granite countertops, kitchen appliances, backsplash, & the striking stone fireplace. This home is in immaculate condition & offers the perfect blend of rustic cabin-retreat charm, with no maintenance or updates needed.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Style: Cabin,Craftsman
  • Development: 205-Oconee County,SC
  • Year Built: 1999
  • Garage: 1-car Attached
  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Basement: Daylight,Full,Finished,Heated,Interior Entry,Walk-Out Access
  • Acreage: 0.61
  • HOA Fee: $500 Annually
  • Lot Desc: Cul-De-Sac,Outside City Limits,Subdivision,Views,Waterfront
  • View: Water
  • Water Front: Yes
  • Elem. School: Keowee Elem
  • Middle School: Walhalla Middle
  • High School: Walhalla High
  • Appliances: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • MLS#: 20299390
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /eprop/20299390/109carolinacove_seneca_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Keller Williams Seneca   Phone: (864) 482-2700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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109 CAROLINA Cove, Seneca, SC, 29672

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.247% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,679 $5,833 $8,101
Total Monthly Payment $5,804 $5,958 $8,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.