|
|
Welcome to 109 Carolina Cove, a beautifully maintained lakefront cabin nestled in the private, gated community of Carolina Cove on Lake Keowee. This rare offering features 4 bedrooms & 3 full bathrooms, combining rustic charm with thoughtful modern updates in a quaint setting of only 7 homes. With a low annual HOA of just $500 & short-term rentals allowed, this property offers both a serene retreat & a highly desirable investment opportunity. Inside, you’ll find soaring cathedral ceilings, hardwood floors, wood beams, & tongue-and-groove ceilings throughout. The spacious living area is centered on a stunning floor-to-ceiling stacked-stone fireplace, flanked by large windows that bring in natural light & showcase lake views. The home also features updated windows & doors, granite countertops, & appliances (2019). Step outside to enjoy over 100 feet of private Lake Keowee shoreline. The gently sloping lot provides an easy walk to the water, where a recently renovated platform dock with electricity & year-round water depth awaits. The outdoor living spaces are truly exceptional. The expansive back deck features new cement plank decking, sleek metal railings with a drink rail, & a new hot tub & gazebo—ideal for evenings after long days on the lake. The backyard also includes a custom-installed 4-hole putting green with chipping area (by Southwest Greens of Asheville), a tranquil waterfall & goldfish pond, & a lakeside fire pit. The lower patio is protected from the elements with under-decking & gutters. Propane fuel is conveniently connected to the outdoor grill. Just a few of many recent improvements by the current owner include a 6-inch concrete driveway and walkways, flagstone steps with a custom wrought-iron railing, new gutters, & extensive landscaping featuring over 50 azaleas, hydrangeas, & privacy evergreens. A 210-foot concrete path with a turnaround leading to the dock is currently being installed for added accessibility. Additional features include a new garage/workshop, a loft with 2 double beds that convey, & a pool table located in the walkout basement bedroom (also conveying). Major updates completed in 2019 include a new roof, new cement plank siding, windows, doors, granite countertops, kitchen appliances, backsplash, & the striking stone fireplace. This home is in immaculate condition & offers the perfect blend of rustic cabin-retreat charm, with no maintenance or updates needed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.247% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,679 | $5,833 | $8,101 |
| Total Monthly Payment | $5,804 | $5,958 | $8,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.