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IS NOW THE TIME TO MAKE YOUR MOVE BACK TO SOME COUNTRY LIVING?
Right in the heart of the Lake Region near historic Melrose, Florida. On over 2
acres, is this roomy split floorplan 3-bedroom, 2-bath home. The home has
recently been upgraded and remodeled, including: a metal roof, vinyl flooring
throughout, complete wall finishing, electrical, lighting, plumbing, drain field
and more. Two porches were added to enjoy some outside time cooking out with
friends, family, looking over the chicken pen or sitting quietly watching all types
of wildlife wandering through the property. The main very useful added
improvement to this property is the new 30 x 26 metal building with cement
flooring. Which includes a 10 ft overhang for carport or work area. This property
is centrally located for an easy commute to Gainesville, Palatka, and Ocala
Florida but especially Historic Melrose nearby where you'll find 6, 000 acre
Santa Fe Lake for all your water recreational needs like wake surfing, skiing, tubing, kayaking, fishing, sailing and more. Melrose is a one light town full of life
and many activities. Here you'll find several restaraunts, doctors, art galleries,
various arts and crafts classes, regular musical events, dances, art walks,
vendors & more. The town is known for its vibrant cultural life. You're
encouraged to do a drive-by of the home, but make sure you include driving
through the Historic District of Melrose, see Santa Fe Lake and meet some folks
while there. We think this little big town will have all you'll need . Yes, it's a
different way of life out here, but it's one you're gonna love when you settle in.
We'll make it easy to show for ya.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$294,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $235,920 | $235,920 | $235,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,453 | $1,912 |
| Total Monthly Payment | $1,471 | $1,528 | $1,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.