226 Sea Cloud Circle, Edisto Island, SC, 29438 | $350,000

Perfectly positioned along the 7th tee box in Wyndham Ocean Ridge, this fully furnished 2-bedroom, 2-bath villa offers a rare opportunity to own a turnkey coastal retreat with strong rental and investment potential. Designed for both personal enjoyment and income generation, the villa features a bright, open layout with updates completed prior to current ownership, including smooth ceilings, luxury vinyl plank flooring, updated HVAC and water heater, and fresh interior finishes -- all contributing to a low-maintenance, guest-ready property. The floor plan comfortably accommodates owners and guests alike, with a spacious primary suite offering a private bath and abundant natural light, and a well-appointed guest room ideal for families or groups. A centrally located second bath adds convenience and functionality. Step outside to your private covered deck overlooking the golf course -- a key feature for vacation renters seeking the peaceful, scenic setting that defines Edisto. Morning coffee, evening breezes, and views of the 7th tee box create a memorable guest experience that keeps visitors coming back. Located within proximity to resort amenities, dining, and the sound-side beach, and just minutes from the unspoiled shoreline of Edisto Beach, this villa checks the boxes for both rental appeal and personal use. With ample parking, exterior storage, and easy access, this property is well-positioned as a vacation rental, second home, or hybrid investment. Opportunities to own in this highly desirable location -- with both lifestyle and income potential -- are limited. This is your chance to have both.

Features

  • Heating: Electric, Forced Air
  • Cooling: Central Air
  • Amenities: Fitness Center, Gated, Golf Membership Available, Lawn Maint Incl, Pool, Tennis Court(s), Walk/Jog Trails
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Wyndham Ocean Ridge
  • Development: 27 - CLN - Edisto Beach
  • Year Built: 1980
  • Approx Sq. Feet: 755
  • Lot Desc: On Golf Course
  • Elem. School: Edisto Beach Elementary
  • Middle School: Colleton
  • High School: Colleton
  • MLS#: 26009706
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/26009706/226seacloudcircle_edistoisland_sc?source=qrflyer
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Listing courtesy of AgentOwned Realty Charleston Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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226 Sea Cloud Circle, Edisto Island, SC, 29438

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,656 $1,724 $2,269
Total Monthly Payment $1,731 $1,799 $2,344

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.