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Presented by
The Art Rose Team |
Welcome to Del Webb Spruce Creek Golf & Country Club—a well-established, gated community known for its peaceful atmosphere and vibrant lifestyle. Ideally located just outside The Villages and a short drive to Belleview and Ocala, this location offers both tranquility and convenience. Situated near the back gate on C25, this Citation model offers a desirable split-bedroom floor plan with 2 bedrooms, 2 bathrooms, and a versatile den/flex room just off the main living area—complete with French doors, making it ideal for a home office, hobby space, or guest overflow. Step inside to a welcoming tiled entry that leads into the spacious main living area featuring wood floors and an open layout designed for comfortable everyday living. The living room is highlighted by a triple sliding glass door that opens seamlessly to the screened lanai, creating a great indoor-outdoor flow and extending your living space. The kitchen and dining areas are centrally located, making entertaining easy and functional. Both bedrooms are comfortably sized with carpet flooring, while both bathrooms feature tile floors for easy maintenance. The primary suite offers a relaxing retreat with a double sink vanity, walk-in shower, private water closet, and a spacious walk-in closet. Enjoy Florida living year-round on the screened lanai with painted concrete flooring, perfect for morning coffee or evening relaxation. Beyond the home itself, Spruce Creek Golf & Country Club offers an exceptional lineup of amenities designed to support an active and social lifestyle. Residents enjoy access to multiple pools (including indoor and outdoor options), a well-equipped fitness center, championship golf course, tennis and pickleball courts, shuffleboard, and walking trails. The community also features a clubhouse with dining, meeting spaces, and a full calendar of clubs, events, and activities, making it easy to stay as active or as relaxed as you choose. Whether it’s a morning round of golf, an afternoon by the pool, or an evening social event with neighbors, there is always something to enjoy. And this is community DO NOT HAVE a CDD! This home offers the ideal combination of comfort, functionality, and location within one of Summerfield’s most sought-after 55+ communities—where you can enjoy a quiet setting while still being close to shopping, dining, golf, and all the lifestyle amenities the area is known for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,750
Sales Associates
William Raveis Real Estate
Phone: 203.886.8326
TheArtRoseTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,800 | $223,800 | $223,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,340 | $1,378 | $1,814 |
| Total Monthly Payment | $1,768 | $1,806 | $2,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.