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Welcome to 77 Howard Ave. . . this raised ranch in Southington provides everyday functionality with a range of recent updates. The main level includes three bedrooms and two full baths, along with a kitchen, dining area, and living room. The dining area has a newer slider leading to the deck. The primary bedroom features its own private bath, while the additional bedrooms are well-positioned near the second full bath. The lower level adds flexible space with a rec room featuring a wood burning fireplace, a combined laundry and half bath, and direct access to the two car garage. Outside, the fully fenced in yard and new lower level patio offer additional usable space. Recent improvements include a newer roof, newer AC condenser 2020, new windows, and a new hot water tank installed in 2024. Conveniently located near local amenities and commuting routes. Enjoy mountain views from the property! Seller is requesting Highest and best offers by Monday 4/13/26 at noon.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Sliders,Hardwood Floor | Main |
| Full Bath | Tile Floor | Main |
| Half Bath | Lower | |
| Kitchen | Granite Counters,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bath | Stall Shower,Tile Floor | Main |
| Primary Bedroom | Half Bath,Hardwood Floor | Main |
| Rec/Play Room | Tile Floor | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $439 | $439 | $439 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,100 | $2,216 | $2,917 |
| Total Monthly Payment | $2,614 | $2,730 | $3,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.