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Welcome to your own private retreat, set on 2. 4 serene acres in the desirable Lakeland Central School District. This inviting ranch-style home offers the ease of one-level living with added flexibility throughout. Featuring 3 bedrooms with additional bonus space that lives like a 4th, the home is designed with an airy, open layout, highlighted by vaulted ceilings and expansive sliding glass doors that bring in natural light and connect effortlessly to the outdoors. A standout feature is the spacious wraparound Trex deck—perfect for entertaining, relaxing, or enjoying the surrounding natural landscape. The home is also equipped with a full-house automatic generator for added peace of mind year-round. The primary bedroom includes a private bath and dressing area, creating a comfortable and functional retreat. The walkout lower level expands your living space significantly, offering multiple-use rooms including two ideal work-from-home offices or creative spaces, a recreation area, summer kitchen, full bath, and additional bonus room—perfect for guests or extended living. Conveniently located just minutes from the Metro-North train, this property offers both privacy and accessibility. Residents enjoy lake rights through the Continental Village Lake Association (annual fee of $25), providing access to a private lake with beach, clubhouse, tennis courts, playground, and basketball court. Located in the Continental Village community of Garrison, this home offers a peaceful setting right on the border of Westchester and Putnam counties.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,079 | $4,052 |
| Total Monthly Payment | $4,157 | $4,241 | $5,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.