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3020 Bainbridge Avenue is a meticulously restored 1901 single-family in Bedford Park on the historic Bainbridge Avenue corridor, at the doorstep of Norwood. The home has preserved a remarkable amount of its original character, right down to the restored wood doorknobs, while the current owner invested in targeted upgrades delivering every meaningful modern improvement today's buyer demands. A classic covered front porch opens into a dedicated entry foyer, setting the tone immediately. The formal dining room is anchored by elegant bay windows and connects to the living room through the home's original fully restored wood pocket doors, a rare architectural detail you simply don't find anymore. Hardwood floors run seamlessly throughout the main living spaces, and new fixtures throughout add a clean, updated finish without compromising the home's historic integrity. The kitchen has been renovated for both function and style, featuring stainless steel appliances, a gas range, butcher-block center island, subway tile backsplash, and durable slate-style flooring. A built-in breakfast nook flows naturally off the kitchen, designed for everyday living. The home is configured as a highly functional five-bedroom residence across two upper floors. The second floor features an oversized primary bedroom, a secondary bedroom, a full bathroom, and a dedicated walk-in closet that can easily serve as another bedroom or home office. The third floor offers three additional well-proportioned bedrooms and a second full bathroom. The bathrooms have been refreshed with restored fixtures, maintaining the home's period character. A large unfinished basement serves as a blank canvas ready for a home gym, recreation room, or additional storage. The footprint is there; the vision is yours. The fully enclosed backyard is designed for entertaining, featuring custom horizontal wood fencing, a wooden deck, built-in bench seating, a low-maintenance pea gravel finish, and integrated wired lighting, a complete outdoor remodel executed with care. Upgrades include: Split-system AC units provide efficient zoned cooling throughout, restoration of radiators, and a brand-new roof installed by the seller in 2021 comes with a transferable warranty. The location is as practical as the home itself. With five subway stations within walking distance spanning the B, D, and 4 trains, getting to anywhere in Manhattan is seamless. The Bx34 bus runs directly along Bainbridge Avenue, putting the rest of the Bronx at your doorstep, with additional routes connecting you across the borough in every direction. For those commuting by rail, Metro-North's Harlem Line at Botanical Gardens Station delivers you to Grand Central Terminal in approximately 20 minutes. Whether you're heading downtown, uptown, or out of the city entirely, this address makes it easy. 3020 Bainbridge Avenue delivers historic character with move-in-ready confidence. In a market where true turnkey is rare, this one has to be seen in person. All material herein is intended for information purposes only and has been compiled from sources deemed reliable. Though information is believed to be correct, it is presented subject to errors, omissions, changes or withdrawal without notice. Buyers are advised to verify all information.
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$825,000
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,645 | $3,957 | $5,481 |
| Total Monthly Payment | $4,153 | $4,465 | $5,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.