11 6th Street, Wading River, NY, 11792 | $505,000

Welcome to 11 6th Street: Move right into this beautiful turnkey cottage blending timeless charm with thoughtful modern upgrades. The welcoming covered front porch creates a relaxing space for morning coffee and the inviting living area is highlighted by a cozy wood-burning stove, perfect for those cold winter days. For those hot summer days, enjoy a new central air system, with transferable warranty for peace of mind. The bright, airy kitchen is designed for both function and style, featuring a kitchen island and new double oven. Step outside your sliding glass doors onto your Trex-style deck, surrounded by nature and beautiful plantings. A free standing pergola covers the deck for a perfect balance of sun and shade, making it ideal for relaxation or entertaining. Off the deck you’ll find a fire pit for gathering under the stars or roasting marshmallows. A large shed provides ample storage space for patio furniture, tools and equipment. The property also offers the convenience of two concrete driveways, supplying generous parking for guests, boats, or recreational vehicles. Underground sprinklers lend ease during the hotter, dryer months and a versatile bonus structure offers endless possibilities as a man cave, she shed, art studio, home office, gym or potential third bedroom, adding valuable flexible space. Located on a quiet dead-end street with no thru traffic, you’ll be close to Wildwood State Park, Andrew’s Farm, Lewin’s Farm and all the North Fork has to offer. Private beach access included for neighborhood residents. Don’t wait on this rare opportunity to own a move-in-ready home abundant with curb appeal, charm, convenience and functionality.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement, Inside, Laundry Room
  • Style: Farmhouse, Garden
  • Year Built: 1948
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Bilco Door(s), Full, Walk-Out Access
  • Approx Sq. Feet: 816
  • Acreage: 0.24
  • Est. Taxes: $6,855
  • Elem. School: Riley Avenue School
  • Middle School: Riverhead Middle School
  • High School: Riverhead Senior High School
  • School District: Riverhead
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • MLS#: 968677
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/968677/116thstreet_wadingriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-929-3600

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 6th Street, Wading River, NY, 11792

$505,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $404,000 $404,000 $404,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment $571 $571 $571
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,390 $2,488 $3,274
Total Monthly Payment $3,053 $3,151 $3,937

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.