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Welcome to 706 Sterling Drive - an Eastwood gem on James Island. Newly refreshed and competitively priced, this one-level ranch sits on nearly three-quarters of an acre in one of the area's most sought-after neighborhoods - offering a rare blend of space, privacy, and value with no HOA. This meticulously maintained, freshly painted four-bedroom, two-bath home features a warm and inviting layout designed for everyday living and effortless entertaining. A light-filled living room and dining area welcome you in, while three spacious bedrooms and a full bath are thoughtfully positioned for family or guests. At the heart of the home, the kitchen and family room come together in an open, comfortable space highlighted by a beamed ceiling and views of the private courtyard. The kitchen isis well-appointed with granite countertops, a Wolf range, stainless steel appliances, and custom cabinetry. Privately tucked away, the primary suite offers a relaxing retreat with a walk-in closet and an updated bath featuring a soaking tub, separate shower, and classic finishes. Outside, the property truly shines. The expansive, high-and-dry lot--one of the largest on Sterling Drive--is surrounded by mature Live Oaks, palms, and lush landscaping including camellias, azaleas, jasmine, and gardenias. A two-car carport, oversized 20x24 detached workshop with 220V power, and covered boat/RV storage provide exceptional flexibility for hobbies and outdoor living. Located just 6 miles to downtown Charleston and 9 miles to Folly Beach, this home offers unmatched convenience. Enjoy a short walk to local favorites like Dawn Patrol Coffee and nearby tennis courts, plus a quick bike ride to Sunrise Park--home to two beach areas and stunning harbor and downtown views--alongside the adjacent James Island Yacht Club. Additional nearby highlights include Pinckney Park and James Island County Park. Zoned for highly regarded Stiles Point Elementary. A rare opportunity to enjoy the James Island and Lowcountry lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,293 | $4,409 | $6,042 |
| Total Monthly Payment | $4,385 | $4,501 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.