706 Sterling Drive, Charleston, SC, 29412 | $895,000

Welcome to 706 Sterling Drive - an Eastwood gem on James Island. Newly refreshed and competitively priced, this one-level ranch sits on nearly three-quarters of an acre in one of the area's most sought-after neighborhoods - offering a rare blend of space, privacy, and value with no HOA. This meticulously maintained, freshly painted four-bedroom, two-bath home features a warm and inviting layout designed for everyday living and effortless entertaining. A light-filled living room and dining area welcome you in, while three spacious bedrooms and a full bath are thoughtfully positioned for family or guests. At the heart of the home, the kitchen and family room come together in an open, comfortable space highlighted by a beamed ceiling and views of the private courtyard. The kitchen isis well-appointed with granite countertops, a Wolf range, stainless steel appliances, and custom cabinetry. Privately tucked away, the primary suite offers a relaxing retreat with a walk-in closet and an updated bath featuring a soaking tub, separate shower, and classic finishes. Outside, the property truly shines. The expansive, high-and-dry lot--one of the largest on Sterling Drive--is surrounded by mature Live Oaks, palms, and lush landscaping including camellias, azaleas, jasmine, and gardenias. A two-car carport, oversized 20x24 detached workshop with 220V power, and covered boat/RV storage provide exceptional flexibility for hobbies and outdoor living. Located just 6 miles to downtown Charleston and 9 miles to Folly Beach, this home offers unmatched convenience. Enjoy a short walk to local favorites like Dawn Patrol Coffee and nearby tennis courts, plus a quick bike ride to Sunrise Park--home to two beach areas and stunning harbor and downtown views--alongside the adjacent James Island Yacht Club. Additional nearby highlights include Pinckney Park and James Island County Park. Zoned for highly regarded Stiles Point Elementary. A rare opportunity to enjoy the James Island and Lowcountry lifestyle!

Features

  • Amenities: Trash
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Development: 21 - James Island
  • Year Built: 1961
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,089
  • Acreage: 0.69
  • Lot Desc: .5 - 1 Acre, Level, Wooded
  • Elem. School: Stiles Point
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26009683
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/26009683/706sterlingdrive_charleston_sc?source=qrflyer
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Listing courtesy of Century 21 Properties Plus

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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706 Sterling Drive, Charleston, SC, 29412

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,293 $4,409 $6,042
Total Monthly Payment $4,385 $4,501 $6,134

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.