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Incredible 4 bedroom 2 bath home in much desired Ponderosa Park, on Florida's West Coast, where you own the land! The active and vibrant 55+ community offers the best in retirement lifestyle living, and this home has plenty of room for your family and friends to visit year round!! Spacious and beautiful inside, this split plan, open concept interior offers comfort and unlimited convenience. The Primary suite is located off the huge living room, and features an en suite bath, walk-in closet and vaulted ceilings for an airy feel. The Second and Third bedrooms are located on the opposite end (down the hall) for privacy, and are roomy and comfortable. The Fourth bedroom is doing double duty as an office, and is tucked just off the living space for easy access; and would make an excellent hobby or craft space. Dining room is generous and right off the kitchen and adjacent to the living space so entertaining is easy and with a flow. Kitchen is updated and light and bright, and gives access to the inside laundry and panty for versatile convenience too! The living space is wide open and airy, with skylights and cathedral ceilings offering a great place to relax and enjoy the Florida lifestyle in comfort! There's a covered carport, screened porch and storage sheds to round out the awesome package. Outside, your coveted corner lot shows off the beautifully manicured lawn, the curb appeal is undeniable! Here are some nuts and bolts to also consider: Roof and skylights new in 2014, vinyl windows, AC in 2019, water heater new in 2019, and remote ceiling fans new in 2023. MOVE IN READY with most furniture included in the sale, just bring your toothbrush! Ponderosa Park dues are only $250 per year, and include heated pool, big clubhouse for events, dances, parties and more, on the grounds property management through Ponderosa Park HOA. Shuffleboard and activities make living here fun. Don't wait, plan for the good life today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $171 | $171 | $171 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $899 | $935 | $1,241 |
| Total Monthly Payment | $1,145 | $1,181 | $1,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.