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This recently updated 2 bedroom, 1 bath, 1st floor apartment in a 3-family home is available for immediate occupancy. The first-floor apartment has a private entrance from a covered front porch and dedicated parking directly in front of the home. The apartment features high ceilings, newly polished wood floors, fresh paint throughout, and a newer stackable washer and dryer. The layout consists of an entry hallway, an open floorplan between the living room and kitchen with room for dining, a hall closet, two bedrooms, and full bath. Outdoors, the first-floor apartment will have room for 3 cars in front, and shared use of the side and back yard. Directly across the street is a playground and basketball court. You will be less than a tenth of a mile from the scenic Hudson Valley Rail Trail which is dedicated to bicyclists and hikers. The tenant pays electric, hot water, and cable/TV/internet. The tenant will be responsible for removing snow from the walkway from the parking area to the front door, and to provide tenant insurance. Landlord pays heat, garbage, and provides snow removal and lawn maintenance. Landlord requests good credit (670+), no smoking, and pets restricted by weight with landlord approval. Holmes is desired for its ease of commute to Route 22, I84/684 and the Taconic parkway. For the Metro North train stations, it is 3 miles to Patterson and 10. 2 miles to Southeast.
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,600 | $1,600 | $1,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $9 | $10 | $13 |
| Total Monthly Payment | $84 | $85 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.