21 WOODSHIRE LANE, Palm Coast, FL, 32164 | $596,500

Discover a rare opportunity in Palm Coast—this beautiful home features a private in-law suite complete with its own bedroom, bathroom (with walk-in shower), kitchenette, living room, and separate entrance. The kitchenette has an induction cooktop and a convection oven/microwave combo. The sink even has instant hot water! It can be fully locked off for privacy—perfect for multi-generational living, or guests. As you enter the main home, a large window immediately draws your eye to the stunning pool and spa area, setting the tone for the open and inviting layout. The home offers both a formal dining room and a cozy breakfast nook for everyday living, along with a versatile flex space ideal for an office, den, or hobby room. The kitchen was updated with new appliances in 2022, and the spacious living room features a fireplace and expansive windows overlooking the pool—bringing in natural light and creating a warm, welcoming atmosphere. Step outside to your screened-in lanai, where you'll enjoy a beautifully paved pool and spa area. The pool can be heated for year-round enjoyment, with a pool heater just 4 years old and newly re-screened enclosure (2025). The primary suite is conveniently located on the first floor, featuring a tray ceiling and sliding glass doors leading directly to the pool. The updated primary bathroom (2021) includes a soaking tub, tiled walk-in shower, dual vanities, and two walk-in closets. Upstairs, you’ll find a large private bedroom with its own full bathroom—perfect as a second primary suite, guest retreat, home gym, or office. Additional updates include: Luxury vinyl flooring upstairs (2025), New roof (2025), Interior paint (2022), Exterior paint (2021). The mature landscaping enhances the home’s curb appeal and truly captures the Florida lifestyle. This home offers space, flexibility, and unique features you won’t often find—schedule your showing today! Note that on 5/19/2026 the 2 large maple trees in the back of the home were removed.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,814
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $3,994
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC317490
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/FC317490/21woodshirelane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 12:32:56 PM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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21 WOODSHIRE LANE, Palm Coast, FL, 32164

$596,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $477,200 $477,200 $477,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $333 $333 $333
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,858 $2,977 $3,931
Total Monthly Payment $3,283 $3,402 $4,356

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.