|
One or more photo(s) has been virtually staged. Welcome to easy Florida living in the highly sought-after On Top of the World 55+ community! This beautifully maintained 1-bedroom, 1-bath condo offers 780 square feet of comfortable living with a touch of elevated style throughout. Step inside to find ceramic tile flooring with a wood-look finish that flows seamlessly through the home, creating a warm and cohesive feel. The custom kitchen stands out with granite countertops, elegant crown molding, a stylish wine rack, and glass display cabinetry—bringing both functionality and a designer touch to the space. The updated bathroom continues the upscale feel with a granite countertop, offering a clean and modern finish.
The open layout connects effortlessly into the living area, leading to a bright Florida room—perfect for morning coffee, reading, or simply enjoying the Florida lifestyle year-round.
Enjoy assigned parking and a community designed for active and social living. Your monthly HOA covers water, cable, internet, and trash pickup, making day-to-day living simple and convenient. Residents also enjoy access to two swimming pools, a dog park, golf course at no additional cost, and a state-of-the-art fitness center.
The community also offers convenient bus transportation within the neighborhood, plus a variety of activities including yoga and water aerobics (available for a small fee). Evening security provides additional peace of mind. Ideally located near shopping, dining, and just a short drive to the Gulf beaches, this home offers both comfort and lifestyle in one of Clearwater’s most popular 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$124,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $99,999 | $99,999 | $99,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $41 | $41 | $41 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $592 | $624 | $817 |
| Total Monthly Payment | $708 | $740 | $933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.