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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 609 Andrews St--where the Florida lifestyle comes together in a way that feels both easy and natural. Tucked into a quiet residential setting, this home offers a rare combination of privacy, convenience, and access to the water.
Just 500 feet from Sanchez Park & Boat Ramp, you're moments from the Tomoka River--perfect for boating, fishing, kayaking, or simply enjoying time outdoors. You're also just 1. 2 miles to Ormond Beach Middle School and minutes to shopping, dining, parks, and the beach, giving you the best of both worlds--close to everything, yet peacefully removed.
Inside, vaulted ceilings and skylights create a bright, open feel, filling the home with natural light. The split floor plan offers a comfortable layout with space to gather and space to unwind. The sunken living room, centered around a stone wood-burning fireplace, adds warmth and character, creating a natural focal point for everyday living. The kitchen is centrally positioned and flows easily into the dining and living areas, making the home feel connected and functional.
Out back, the setting becomes something special. The all-season porch overlooks a peaceful pond, offering a quiet, natural backdrop with views that shift throughout the day. Step outside to the deck and fenced backyard--ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. While the pond adds beauty to the property, this home has never flooded.
The primary bedroom is privately situated within the split plan, with additional bedrooms offering flexibility. Recent updates include a new roof (2024) and insulated garage door (2025), providing added value and peace of mind.
No HOA means added freedom and fewer restrictions.
A home that offers comfort, location, and a connection to the outdoors--schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $159 | $159 | $159 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,746 | $2,269 |
| Total Monthly Payment | $1,890 | $1,980 | $2,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.