609 ANDREWS STREET, Ormond Beach, FL, 32174 | $349,900

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 609 Andrews St--where the Florida lifestyle comes together in a way that feels both easy and natural. Tucked into a quiet residential setting, this home offers a rare combination of privacy, convenience, and access to the water.

Just 500 feet from Sanchez Park & Boat Ramp, you're moments from the Tomoka River--perfect for boating, fishing, kayaking, or simply enjoying time outdoors. You're also just 1. 2 miles to Ormond Beach Middle School and minutes to shopping, dining, parks, and the beach, giving you the best of both worlds--close to everything, yet peacefully removed.

Inside, vaulted ceilings and skylights create a bright, open feel, filling the home with natural light. The split floor plan offers a comfortable layout with space to gather and space to unwind. The sunken living room, centered around a stone wood-burning fireplace, adds warmth and character, creating a natural focal point for everyday living. The kitchen is centrally positioned and flows easily into the dining and living areas, making the home feel connected and functional.

Out back, the setting becomes something special. The all-season porch overlooks a peaceful pond, offering a quiet, natural backdrop with views that shift throughout the day. Step outside to the deck and fenced backyard--ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. While the pond adds beauty to the property, this home has never flooded.

The primary bedroom is privately situated within the split plan, with additional bedrooms offering flexibility. Recent updates include a new roof (2024) and insulated garage door (2025), providing added value and peace of mind.

No HOA means added freedom and fewer restrictions.

A home that offers comfort, location, and a connection to the outdoors--schedule your showing today.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,737
  • Acreage: 0.19
  • Est. Taxes: $1,911
  • Elem. School: Ormond Beach Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: V4947856
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/V4947856/609andrewsstreet_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 5:32:47 AM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-258-5500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

609 ANDREWS STREET, Ormond Beach, FL, 32174

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $159 $159 $159
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,656 $1,746 $2,269
Total Monthly Payment $1,890 $1,980 $2,503

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.