Presented by
Vicky Welch - Vicky & Team |
This meticulously maintained home in St John's county is ready for a new owner. It boasts 2, 647 sf ft and home and was built in2022. It features four spacious bedrooms and three well-appointed bathrooms, offering flexibility. Open floor plan that seamlessly connects the main living areas, creating an inviting and expansive space perfect for roomy living, entertaining and relaxing. The gathering room, is all-natural light from large glass sliders, flows effortlessly to a screened-in porch, offering a private retreat for enjoying morning coffee or evening gatherings while keeping pests at bay. The gourmet kitchen, ideally situated, integrates with the dining and living areas, making it easy to all be together while cooking or hosting. The owner's suite is a haven of luxury, featuring a thoughtfully designed bathroom with split vanities, allowing for ample personal space, and a deep soaking tub paired with a separate walk-in shower perfect for unwinding after a long day. Each additional bedroom provides comfort and privacy, with two additional bathrooms. Completing this exceptional home is a spacious three-car garage, providing abundant storage and parking options. Located a short drive from the beach, shopping, dining and lots of areas for outdoor sports and so close to St Augustine as well. You won't want to miss one. Washer and dryer convey. Twin Creeks amenities include a resort-style pool, clubhouse, fitness center, playground, and walking trails. Conveniently located near parks, shopping, dining, and major roadways throughout St. Johns County. HOA dues are only $309 per quarter.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$569,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.215.4990
Vicky.Welch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $492 | $492 | $492 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,697 | $2,807 | $3,695 |
| Total Monthly Payment | $3,281 | $3,391 | $4,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.