Step into this impeccably maintained 3-bedroom, 2-bath home, where charm meets tranquility in the heart of Florida living. From the moment you walk in, you're greeted by a bright, open space featuring 9-foot ceilings and streams of natural sunlight through the living and kitchen areas. The layout is as practical as it is welcoming, offering a seamless flow that's perfect for cozy family evenings or lively gatherings with friends. Need flexibility? The third bedroom is currently styled as a functional office, ready to adapt to your lifestyle, whether it's a workspace, guest room, or hobby haven. And let's not forget the crown jewel of this home: the spacious enclosed patio with a separate A/C. This serene retreat invites you to kick back, relax, and soak in the peaceful surrounding, , making it the ultimate spot to sip your morning coffee or unwind after a long day. Roof replaced in 2018 with two impact glass skylights installed, a brand new refrigerator. This home also features a spacious 2-car garage and a private driveway, nestled within the sought-after Pine Ridge community, a well-loved 55+ neighborhood in Delray Beach that continues to charm buyers year after year. Residents are able to enjoy an array of amenities designed to enhance their lifestyle, including tennis and pickleball courts, a shuffleboard court, two sparkling swimming pools, two relaxing jacuzzi spas, and a vibrant calendar of events and activities. Enjoy the perks of a low-cost HOA paired with an unbeatable location just minutes from vibrant Downtown Delray Beach, where world-class shopping, dining, and entertainment await. For nature enthusiasts, the nearby Green Cay and Wakodahatchee Wetlands offer stunning trails and incredible wildlife encounters. This is more than just a home, it's a lifestyle, move-in ready and impossible not to fall for. Conveniently located at Hagen Ranch Road and Lake Ida, you'll find easy access to the Delray Medical Center, an abundance of shopping and dining options, and, best of all, the pristine beaches of Delray Beach just a short drive away.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,816 | $1,914 | $2,518 |
| Total Monthly Payment | $2,053 | $2,151 | $2,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.