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Under contract-accepting backup offers. From the moment you arrive, you will realize this is a rare find! Kolter Siena floorplan offering 3 bedrooms + Den and 3 baths with a natural habitat view owned by City of Deland & a HOA owned “pocket park” along the right side within the 55+ Victoria Gardens neighborhood. Current homeowner has added their own personal touches to enhance how this home shows. Each bedroom has its own en suite bathroom for privacy. Home's interior & exterior recently repainted. Features include whole home Central Vacuum System, tankless water heater, expanded covered lanai w/summer kitchen, Double Pane windows, surround sound pre-wire, rolldown shades, crown molding, 5” baseboards & recessed lighting. Porcelain plank tile flows throughout majority of home & has no carpet! Spacious 12’ x 17’ gourmet kitchen w/ “soft close” cabinets, Pull-out drawers, 5-burner Café natural gas cooktop, GE Profile double wall oven/microwave, Quartz & Granite countertops, 42” Maple cabinets w/ under cabinet lighting, tile backsplash, lazy susan corner cabinet, breakfast island cabinets are light Ivory w/ pendant lighting fixtures above. Primary suite offers a tray ceiling, crown molding, ceiling fan, rolldown shades & a private wooded view. En suite bathroom has a large frameless glass enclosed walk-in shower w/ bench seat, additional adjustable handheld shower head, Quartz countertop w/ dual sinks and a 11’ x 7’ walk-in closet. The 24’ x 16’ screen enclosed covered lanai will be an ideal place to entertain w/ recessed lighting, 2 ceiling fans, outdoor kitchen w/ gas grill & refrigerator & electrical outlet for a wall mounted TV overlooking the private backyard. Utility room has “soft close” storage cabinets, laundry tub, washer, electric dryer & a natural gas connection for the future. Garage features an “Shark” epoxy floor finish & ceiling mounted "Smart Racks". Victoria Garden residents have access to their own social Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation and access to all community amenities. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$619,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,920 | $495,920 | $495,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,934 | $3,053 | $4,019 |
| Total Monthly Payment | $3,375 | $3,494 | $4,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.