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A rare opportunity to own nearly one acre of true freedom—this 0. 99-acre Agricultural Residential property offers the flexibility and privacy that's becoming nearly impossible to find. Located in an unincorporated, highly desirable area with no HOA, you have the space and permission to make this property your own. Tucked away on a private road with only six homes, this quiet and secluded setting is surrounded by lush landscaping and mature palms, creating a peaceful retreat just minutes from downtown WPB. The well-maintained 3BR/2BA CBS home is move-in ready, featuring a new roof (2026), impact windows, A/C throughout and fresh exterior paint. Inside, you'll find bamboo flooring in the main living areas. . . . continiued in Supplement Remarks . . . tile in the bedrooms and baths, and an updated kitchen with GE appliances and Cambria countertops. A pantry with washing machine hookup and a tankless water heater adds everyday convenience. Beyond the home, the property truly shines. Irrigation spanning 75% of the property is fed by a dedicated well and pump that was replaced in 2025. A detached 3-car garage with new roof, impact windows, and fresh exterior paint (2026) offers endless possibilities—perfect for a workshop, business use, or additional storage. The covered 24x25 carport with a 170 MPH wind rating is ideal for boats, RVs, or equipment. Enjoy Florida living with a 288 sq ft open front porch and a spacious 527 sq ft screened back patio—perfect for relaxing or entertaining. Fully fenced with a chain-link perimeter and an 11. 5-ft wide gate, this property is designed for privacy and functionality. With ample space for boats, RVs, work vehicles, equipment, or even agricultural use, this is a rare chance to live without restrictions and create the lifestyle you want.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,920 | $543,920 | $543,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $167 | $167 | $167 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,261 | $3,393 | $4,480 |
| Total Monthly Payment | $3,520 | $3,652 | $4,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.